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Multipl: Mutual Funds with UPI

Multipl: Mutual Funds with UPI

Spending Account with UPI

5 ratings
53 reviews
🌟 Lifestyle
💰 Finance
Free

Details

  • Released
  • Updated
  • August 12, 2022
  • October 8, 2026

Features

Developer

Multipl Wealth Management Private Limited
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About

Earn up to 7% annually on your idle cash through AMFI-regulated liquid mutual funds. Enjoy instant withdrawals and exclusive discounts at over 100 top Indian brands. Manage your earnings and spending from a single, convenient account.

✓Up to 7% annualized returns
✓Instant withdrawals, no lock-in
✓2-20% discounts at 100+ brands
✓Earn and spend from one account
✓AMFI-registered liquid funds
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What's New in Multipl

1.16.243

October 8, 2026

Every update helps your money work harder - so you can spend smarter. This update brings - Feature improvement - UI improvements

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User reviews

Most RecentHighest RatedLowest Rated

Network crash

When ever I’m trying open payment page or Brand voucher page the mobile network is getting crashed completely for my IOS.
Psych0_PrincePsych0_Prince

Too many system maintenance

During day time there are a lot of system maintenance, whenever I need to make transaction the app is under maintenance. Also, when I click on support call headphone button it is not clickable one of my referral friends payments is shown as in process since last 10 days and showing failed in the home screen and the payment has been debited from my friends account

Marketing for your app and connecting to customer care is a pain
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AditikothariAditikothari

Response from developer

Hey Aditi, we are sorry to hear about the repeated maintenance windows disrupting your transactions and the unresponsive support button making it even harder to get help. Please write to support@multipl.xyz with your friend's payment details and we will investigate and work toward a resolution as quickly as possible.

Frustrating-Crashes every time of paying for the gift voucher

It has become highly frustrating to use this broken app. Everyone I try to purchase a gift voucher of available brand, the process fails at the UPI payment page. It just won’t let me buy the voucher. Frustrated to max now! Even logged a ticket but the support agent says, there is no way he can fix, try another transaction. I did try again, same issue.
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SachinChaSachinCha

Nice concept

Wow, just got to know about the app from my friend. Have added 5k amount to spending account. Brands discounts are exciting. Looking forward for nice savings and deals.
Khushi1992Khushi1992

Money debited but transaction failed - no support received

Extremely poor service, I deposit 25,000 using UPI and the money was successful debited from my account however, the app shows the transaction failed. Under AMC. Processing. Has been one week now I haven’t received any contact from the support team. The support team has not respond to the complaint there is no phone number to contact them only email address and they don’t have a X account so that we can publicly ask them for this kind of experience. They only have an Instagram account that also not legit Looks like this is a fraud company somehow got the license. I’m gonna do a police complaint now.
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LeodevtaLeodevta

Response from developer

Hey Leo, we are deeply concerned to hear about your experience with the failed transaction and the lack of response from our team. We completely understand how distressing it must be to have 25,000 debited with no resolution for over a week. We want to make this right for you. Please write to support@multipl.xyz with your transaction details and we will investigate this immediately. Most amounts settle quickly per the fund process, and if yours has crossed the expected window, our team will prioritize looking into it for you.

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FAQ

What is Multipl's annual return rate?

Multipl offers up to 7% annualized returns on your spending money through AMFI-registered liquid mutual funds. These returns are indicative and subject to market risks. The app is free to use.

Is Multipl safe to use?

Multipl is an AMFI registered Mutual Fund Distributor and uses AMFI-regulated liquid mutual funds, which are subject to market risks. The app is designed with AMC-grade compliance and is trusted by over 5 Lakh Indians. It is rated 4.5/5 on the App Store based on over 10,000 reviews.

Can I withdraw my money instantly from Multipl?

Yes, Multipl offers instant withdrawals with no lock-in periods or penalties. You can access your funds whenever you need them.

What kind of discounts can I get with Multipl?

You can receive instant discounts ranging from 2% to 20% at over 100 top Indian brands, including Amazon, Zomato, and Swiggy.

How does Multipl work?

You add money to your Multipl account, which then auto-invests in liquid mutual funds to earn returns. You can then shop at partner brands using this account to get discounts and withdraw your funds instantly when needed.

What devices does Multipl support?

Multipl is available on iPhone, iPad, and iPod devices. It is rated for ages 4+.

How often is Multipl updated?

The latest version of Multipl is v1.16.214, and it was last updated on May 21, 2026. This indicates a consistent update schedule.

Does Multipl have ads?

No, Multipl does not contain advertisements. The app is free to download and use.