MYAOCU Mobile User Reviews

MYAOCU Mobile
MYAOCU Mobile
Advantage One Credit Union

Customer Experience

Positive experience64.9% of reviews
Neutral18.9% of reviews
Negative experience16.2% of reviews

~ Based on 37 written reviews from the US App Store.

What users say

Is MYAOCU Mobile Safe?

MYAOCU Mobile appears safe based on user ratings. AppsHunter Safety Score for MYAOCU Mobile is 98/100.

This assessment is based on 1,618 user ratings, with an App Store average of 4.9/5.

Safety Analysis

97.5% of ratings point to a safe experience
1.5% of ratings suggest some concerns
0.9% of ratings point to a risky experience

~ Based on 1,618 App Store ratings for MYAOCU Mobile.

Is MYAOCU Mobile Legit?

MYAOCU Mobile appears to be a legitimate app. AppsHunter Legitimacy Score for MYAOCU Mobile is 83/100.

Based on 83 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

Needs to Link Accounts!

Overall, I’m happy with AOCU. However, I have yet to successfully link my account to other financial accounts, causing errors on those sites. Very frustrating as I need to see accurate and consolidate numbers. I’ve called numerous times over the years and nothing. Also, cash back credit cards would be nice. I’ve yet to be able to use any perks I’ve gained. I don’t shop at most of the places listed and I don’t travel enough to use that either.
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Fraud

I’ve had a lot of problems with Fraud not all were caught or fixed
Also, I hate paying $32 per withdrawal that I’ve not been alerted for, for a low balance and it eats up all my money

Overdraft fees

Everything about Advantage one is great except for the overdraft fees. I think $32 is outrageous, especially for somebody that’s struggling. That would be the only reason why something would bounce. So they are taking advantage of struggling customers.

Scams

Every sense That happened they work with me. It seems when I was changing my jobs. They work with me on that and help me out. It’s a terrible thing happen being scammed, but you guys did what you could do you suspended a Visa payment. Just once a month I think 25 bucks which helped me out the new tab live and I hope you keep helping me. I believe you will. The reason I put a four is because a couple times my debit card was cut off when I was trying to get gas but they said it’s automatic, but they should be a little discretion. It’s embarrassing. This whole situation is embarrassing. The 65 year old struggling to pay the bills probably going to work on 100.
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I love my bank

I love my bank

Love my credit union

So grateful for my credit union! Every experience has been a positive one, thanks for being there for our family.

From Bank to Credit Union

AOCU rates and banking services are great. AOCU was there to provide financial service for my 1st vehicle purchase.

Fraud

I’ve had a lot of problems with Fraud not all were disputed which upset me

Simple & Easy

Super easy to use. Straight forward as any banking app usually is. Alerts of when locations are closed are at the top of main screen but not an eyesore. Pretty much anything you may need is accessible from the app

deposits

depostits never go through, app is slow, and constantly logs me out. no work has been put into this app. theres no point in having a banking app of you cant DEPOSIT CHECKS on it.

No better CU

I’ve been a member since 1999 and AOCU has always been there to help me financially. Whether I was broke coming off of a bankruptcy or making six figures years later, their tellers and officers have always found me the best deal for my situation. Whether it was a car loan, refinance, credit card, savings plan, credit recovery, any thing I needed help navigating from financial experts, they have been there to make recommendations that helped my family and I on our financial journey. I recommend this CU to anyone that qualified for membership. If you’re in a tough car loan, refinance through this team. Listen to them when they recommend the gap insurance. That one recommendation saved me thousands of dollars when I needed it the most. They have helped guide me from a credit score in the low five hundreds to over 800. This is a team with their members best interests in mind.
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Response from developer

Thank you so very much for sharing your experiences with us! We are always happy to help, no matter what situation our members are facing. We appreciate your membership!

Southgate location

Everyone is very helpful.

Response from developer

Thank you for the kind review and 5 stars!

Best employees ever!

I absolutely love everyone the work’s here!!!!!!!! I have never come across any bad stuff members as I have with past banks that I have used. I really appreciate everyone being so polite!!❤️

Response from developer

Thank you for sharing your experiences with us!

My Friend

Julie Lake is a blessing to me I love her! Her attitude, laugh, knowledge an how she’s helped me is a blessing from God everytime I need something anything she’s there. She always returns my calls a.s.a.p! That’s why I love Adventure Credit Union Julie Lake! 🌸

Response from developer

Thank you for the 5 stars! We're so glad Julie takes such good care of you! (we think she's pretty awesome, too!)

Good app

A great banking app

Great Credit Union

I’ve been with Advantage One Credit Union for a few years now. Though my account is considered “newer,” because I ran myself unknowingly into a scam, otherwise my account would really be approximately 3 years, if not older. I’ve always received friendly and professional customer service whenever I need to visit a branch. I would highly recommend this Credit Union to ANYONE.
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Response from developer

Thank you for sharing your experience with us! We are always happy to help!

Review

I’ve been with Advantage One for almost 40 years when it was Southgate refit union and I’ve always had the best service, helpful and understanding staff, the e helped me with many things especially establishing my credit on my own and now my score is 811 all on my own so thank you to everyone for all the great years!! I wouldn’t go anywhere else, thank you!!
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Response from developer

Thank you for the fantastic review and congratulations on your accomplishment! We are so grateful for your long-term membership and hope for many more years in the future!

Great banking app

As of July 9th, 2024 I’ve had no issues at all with the app and it’s worked great for me ever since I started using Advantage One Credit Union.

Response from developer

Thank you for taking the time to leave a review! We appreciate your membership!

Super User Friendly

By far one of the easiest apps I have ever used. I was able to open my bank account and apply for a loan through the app with ease.
Applying for the loan online was extremely easy and stress free. A members solution specialist was in touch with me within a be to short amount of time. Joann has been fabulous to deal with.
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Response from developer

Thank you for the 5 stars! We're so glad you are enjoying the app!

deposits

depostits never go through, app is slow, and constantly logs me out. no work has been put into this app. theres no point in having a banking app of you cant DEPOSIT CHECKS on it.