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MyFPCU

MyFPCU

Financial Plus Credit Union

8.2K ratings
81 reviews
💰 Finance
Free

Details

  • Released
  • Updated
  • June 15, 2020
  • August 18, 2026

Features

Developer

Financial Plus FCU
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About

Manage all your financial accounts, from various institutions, in one secure place. Organize transactions with tags and photos, set balance alerts, and make payments or transfers. Deposit checks remotely, manage your debit card, and find nearby branches and ATMs.

✓Aggregate accounts from other banks
✓Organize transactions with tags and photos
✓Set balance alerts
✓Make payments and transfers
✓Mobile check deposit
✓Debit card management
✓Find branches and ATMs
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What users say

Summarized from real user reviews of MyFPCU. Based on 8.2K reviews and a 4.8/5 average, it highlights the 4 positives and 4 negatives reviewers mention most about this Finance app.

Positive things

  • 👍Convenient mobile banking
  • 🚀Quick and easy to use
  • 💡Helpful customer service
  • 🚀Smooth app operation

Negative things

  • 🐛Unreliable mobile deposit
  • 🐛Inaccurate account balances
  • 🐛Connectivity issues
  • 🐛Confusing navigation
See all reviews

What's New in MyFPCU

3.37.0

August 18, 2026

Version 3.37.0 • Bug fixes and performance improvements

User reviews

Most RecentHighest RatedLowest Rated

Transfer

Easy to do
JEIZTOYSJEIZTOYS

Friendly

We’ve been doing business with FPCU for a year. It’s been an easy company to work with. The personnel at the branch we bank on Lapeer in Davison are always pleasant and helpful. The app is easy to maneuver. Up to now I’ve had no problems moving through it.
BsavalaBsavala

App not working

The app says that it needs to be updated. Click on it to be updated, but it just says open, which means it already was updated but it’s not working.
Ajlina0204Ajlina0204

Balance update with each transaction

This is the only bank app I have that doesn’t show you a balance with each transaction. My USAA, Community Choice, and GreenState all show the balance after each transaction. Not happy with the app at all and will most likely keep the other account I was going to close due to the app. I can’t handle something so simple not being on there
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TgriaTgria

20+ Years a Customer

I’ve been with FPCU for over 20 years. I wouldn’t choose another. They guard my spending and have protected me from fraud numerous times. The app is intuitive.
KikatjinbuKikatjinbu
See 76 more reviews

Developer apps

FPCU Visa
FPCU Visa

by Financial Plus Federal Credit Union

💰 Finance

(1)

Free
See developer apps

User experience

🐞

Reported Bugs

4 issues

Mobile deposit not working

Bug

App lags behind in updating transactions

Bug

Credit card activation errors

Bug

Inability to access savings account

Bug
✨

Requested Features

4 requests

Ability to view mortgage transactions

Feature

Option to receive paper statements

Feature

Multi-account access on one device

Feature

Dark mode option

Feature

FAQ

What does the MyFPCU app do?

The MyFPCU app allows you to aggregate all your financial accounts, including those from other banks and credit unions, into a single view. It provides tools to manage your finances, such as organizing transactions, setting alerts, making payments, transferring money, and depositing checks remotely.

What are the key features of MyFPCU?

Key features include aggregating accounts from other institutions, organizing transactions with tags and photos, setting balance alerts, making payments and transfers, depositing checks via photo, managing debit cards, and finding nearby branches and ATMs. It also offers secure login options like fingerprint or face recognition.

Is MyFPCU free to use?

The app itself is free to download and use. However, it is important to note that the application does contain advertisements, and there may be in-app purchases available, though the description does not specify what these might be.

What are the compatibility requirements for MyFPCU?

To use the MyFPCU app, you must be enrolled as a Financial Plus Credit Union digital banking user. If you already use their Internet Banking service, you can download the app and log in with your existing Internet Banking credentials. The app also supports secure login methods like fingerprint or face reader on compatible devices.

How can I use MyFPCU to manage my money?

You can manage your money by linking all your financial accounts in one place, tracking your spending with tags and notes, setting up alerts for low balances, and easily making payments or transferring funds between accounts. The mobile check deposit feature also simplifies adding funds to your accounts.