This privacy-focused retirement planning tool helps users build detailed, tax-aware financial plans. It offers advanced features like Monte Carlo projections, scenario planning, and exportable advisor-style reports. Designed for serious planners, it keeps your data on your device by default.
1.0.1
September 25, 2026
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Tax-aware retirement planning, scenarios & reports
Nalu Money is a privacy-first retirement planning workstation designed for serious planners. It helps users build tax-aware retirement plans, stress-test assumptions, and export detailed reports for review with financial professionals.
Nalu Money offers a 30-day free trial of NaluMoney Pro. After the trial, subscription plans are available, including monthly at $12.99 and annual at $99.99.
You can export a General Retirement Report, a Tax Strategy Report, and a Full Advisor Packet. These reports include assumptions, methodology, and Monte Carlo snapshots for detailed review.
Nalu Money is privacy-first, with your financial data staying on your device by default. Optional iCloud sync uses your Apple account, and the app has no ads, no data sales, and no advisor lead-generation model.
Nalu Money is built for iPad and Apple Silicon Mac, shining on larger screens for a professional planning workspace.
Yes, Nalu Money includes tax-aware strategy features such as Roth conversion planning, Required Minimum Distribution context, tax-aware withdrawal sequencing, and IRMAA-aware Medicare planning.
The latest version is 1.0.1, and it was last updated on 2026-09-25, indicating regular maintenance and updates.
Nalu Money has an age rating of 4+, making it suitable for a wide range of users.
