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NavFi

NavFi

Your Financial GPS

7 ratings
5 reviews
💰 Finance
Free
In-App Purchases

Details

Released
August 17, 2026
Updated
October 28, 2026

Developer

Navfi Inc.
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About

This app provides a personalized, day-by-day financial plan for spending, bills, and savings. It connects to your accounts to offer guidance on what to do next, automatically rerouting your plan if circumstances change.

✓Personalized day-by-day financial plan
✓Connect bank accounts or add manually
✓Automated bill payment and savings tracking
✓Real-time plan rerouting
✓AI-powered financial guidance
✓Smart credit card payment optimization
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What's New in NavFi

1.0.25

October 28, 2026

What's New - Destinations: Set the things you're driving toward, like savings, payoffs and big purchases, and your route plans around them. - Smarter notifications: A cleaner inbox grouped into a daily digest. Tapping a notification opens the right screen, and the app badge clears once you've seen them. You can choose which alerts you get in Settings → Notifications. - Route impact: Before you change something, NavFi tells you if it would leave your route short. - Transactions by day: Transactions are grouped by date, with a cleaner card that doesn't repeat itself. - Accounts by type: Checking, savings and cards are grouped together, and each account shows its latest transactions inline. - Cash & Credit Available: Tap either number to see the accounts behind it. - Credit card payments follow your statement: Older statements show as Closed instead of Overdue. - Easier setup: Add a bank by hand if Plaid doesn't support it, or skip accounts and finish setup later. - Confirm Position: Before every reroute, you see exactly what goes into your new route. - Refreshed light mode, a smoother paywall, and many fixes and polish throughout.

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Subscriptions & In-App Purchases

NavFi Monthly

Full access to NavFi, billed monthly.

$19.991 Month
How to cancel NavFi subscription ⁉️

User reviews

Most RecentHighest RatedLowest Rated

Awesome app

Really good UI!
JJoe257981

Excellent Financial App

I’ve been using NavFi for about 2 months now. It is very user-friendly, and extremely helpful. I receive constant nudges when my spending gets out of line with goals I’ve set, and little reminders of where to put income to stay on-track. I chose to be a “Debt-Slayer,” so my little avatar is a ninja. I love my little ninja keeping me grounded financially. Anytime I add, or delete an expense, I get notified of that move and how it changes my timeline of achieving my payoff goals. I highly recommend this app for anyone who needs a little help figuring out how to pay down debt or struggles to keep a budget. If I use it regularly, I will get these bills paid off and be able to change my avatar to the investment rockstar, or the long-term savings planner guru. I’m on-board for all of these next steps, I’m a NavFi user for life! Also, I’ve thoroughly appreciated the helpful customer service I’ve received! I had a question early on about a credit card cycle, and they helped me get that figured out and gave me lots of other supportive insights as well. This is the best financial app I’ve seen, and I highly recommend it!!
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Hhaypop09

NavFi

The best!
SFSacada master flex

NavFi has actually changed the game for me

I took a chance and decided to try NavFi, and already it’s put me on track towards achieving my financial goals.
Ggostriyr

Amazing tool for finances!

I’ve been using NaviFi for about a month now, and I’ve already noticed a huge difference in my finances. It’s helped me become more mindful of my spending habits, manage my money better, and increase the amount I’m able to save. I’m genuinely impressed with the results so far. 5 out of 5 stars all the way!
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DDrizzMac

FAQ

What is NavFi?

NavFi is a personal financial GPS that provides a day-by-day plan for your spending, bills, and savings. It connects to your financial accounts to guide you on what to do next, automatically rerouting your plan when needed.

How does NavFi protect my data?

Bank connections use Plaid's bank-level encryption, meaning NavFi never sees or stores your online banking credentials. The app also offers Face ID for an additional layer of security.

What are the subscription options for NavFi?

NavFi offers two subscription plans: NavFi Monthly for $19.99 per month and NavFi Yearly for $199.99 per year, both providing full access to the app's features.

Can I connect my bank accounts to NavFi?

Yes, you can connect your checking, savings, and credit card accounts. Alternatively, you can add them manually without a bank connection.

How does NavFi help with credit card payments?

NavFi times and sizes your credit card payments to help you avoid interest charges and stay ahead of due dates, integrating this into your overall financial plan.

What is the 'Navigator' feature in NavFi?

The Navigator is a turn-by-turn calendar within NavFi that outlines every bill, paycheck, and savings move in your personalized financial plan, guiding you daily.

How often is NavFi updated?

The latest version of NavFi is 1.0.25, which was last updated on October 28, 2026. Updates ensure the app's planning engine and features remain current.

Is NavFi available on multiple devices?

Based on the provided data, NavFi is currently supported on iPhones. Information regarding other device compatibility is not specified.