Pacific Service CU vs NavFi

Welcome to Pacific Service CU mobile banking. With our mobile app, you can turn your smartphone into a mobile branch. With secure account access, you can verify balances, transfer money, deposit a check, or pay bills anytime from anywhere. Features include: Dashboard – Manage all of your accounts on the dashboard. View available funds, the progress of savings goals, upcoming payments, deposits and more all on one screen. Card controls – If your debit or credit card is lost or misplaced, you can turn it off instantly to protect against fraudulent use. Mobile loan application – Receive a loan decision in minutes. Redeem rewards – View and redeem your Visa reward points. Savings goal – Plan, manage and track your savings to reach your financial goals Spending analysis – Get a snapshot of your monthly spending Zelle® – Send and receive money to your friends and family

Connect your accounts and get a personalized day-by-day plan for spending, bills, and saving. See exactly what to do next, every day. NavFi is a personal financial GPS. Connect your accounts, and NavFi builds a clear, day-by-day plan for spending, paying bills, and saving—then guides you through it, one step at a time. Most budgeting apps show you where your money went. NavFi tells you what to do next. HOW IT WORKS 1. Connect your checking, savings, and credit card accounts (or add them manually—no bank connection required). 2. NavFi's planning engine builds an optimized route: what to pay, when, and from which account, so your bills are covered and you're never caught short. 3. Follow your Navigator day by day. If something changes, simply tell NavFi and it automatically reroutes your plan. WHAT YOU GET • Command Center — One screen for your balances, plan status, and anything that needs your attention. • Navigator — A turn-by-turn calendar of every bill, paycheck, and savings move in your plan. • Route Health — A continuous check on whether your plan is still on track, with rerouting recommendations the moment it isn't. • Map — See nearby places to spend and whether they fit this week's budget before you tap to pay. • Smart Credit Card Payments — NavFi times and sizes your card payments to help you avoid interest and stay ahead of due dates. • Goals & Savings — Set a target and let your plan work toward it automatically. • Navi, Your AI Guide — Ask questions about your finances in plain language and receive answers based on your real financial data. • Transactions — Every purchase is automatically matched to your plan, with manual entry available for cash or accounts you'd rather not connect. BUILT ON REAL MATH NavFi's plans aren't based on guesses or rules of thumb. They are generated by real mathematics to create a plan that works—and automatically recalculates whenever something changes. YOUR DATA, PROTECTED Bank connections use Plaid's bank-level encryption. NavFi never sees or stores your online banking credentials. You can also secure the app with Face ID for an additional layer of protection. MEMBERSHIP NavFi requires a membership. Choose a monthly or yearly subscription. NavFi Monthly — full access to NavFi. Length: 1 month. Price: $19.99 per month. NavFi Yearly — full access to NavFi. Length: 1 year. Price: $199.99 per year. Payment is charged to your Apple ID account at confirmation of purchase. Your subscription renews automatically unless auto-renew is turned off at least 24 hours before the end of the current period. Your account is charged for renewal within 24 hours prior to the end of the current period. You can manage or cancel your subscription at any time in your App Store account settings. Terms of Use (EULA): https://navfi.money/terms Privacy Policy: https://navfi.money/privacy-policy Questions? Contact us at support@navfi.money.