1. Home
  2. 💰 Finance
  3. NearPays
NearPays

NearPays

by YourRider Limited

13 ratings
10 reviews
💰 Finance
Free

Details

  • Released
  • Updated
  • October 21, 2024
  • June 30, 2026

Features

Developer

YourRider Limited
✨Promote your app ✨
NearPays screenshot #1 for iPhone
NearPays screenshot #2 for iPhone
NearPays screenshot #3 for iPhone
NearPays screenshot #4 for iPhone
NearPays screenshot #5 for iPhone
iphone
ipad
⭐10
Reviews↘︎
📝1+ tags
Tags↘︎
🔄6+ apps
Alternatives↘︎
❓8 answered
FAQ↘︎
📦~ in 2 weeks
Updates frequency↘︎
🖼️Get Icon
Icons↘︎

About

Manage your finances, make payments, and save effortlessly with this all-in-one financial app. It allows online shopping, money transfers, bill payments, and virtual card usage. Earn interest on savings and receive payments instantly.

✓Virtual accounts management
✓Send and receive money
✓Virtual dollar card for global spending
✓USD/NGN savings with 2% monthly interest
✓USSD and Virtual POS payments
✓Bill payment for major providers
✓Airtime and data purchase
Show original description

What's New in NearPays

2.4.10

June 30, 2026

Improved FX experience

User reviews

Most RecentHighest RatedLowest Rated

Fraud

Send me back my money couldn’t give me a dollar card and didn’t refund me back
Chyoma savChyoma sav

Reliable review

I’ve struggled with declined transactions on international sites for a long time, but the Nearpays Virtual Dollar Card finally solved that for me. Creating the card was instant, and funding it from my Naira wallet was seamless. I’ve used it for my Netflix and Apple Music subscriptions without a single fail. Highly recommend for anyone needing a reliable way to pay in USD
Show more
FavlinoFavlino

Response from developer

Hey Favlino, That’s what we love to hear! Making global payments stress-free is one of our top priorities. Thanks for the recommendation—stay tuned for even more exciting updates!

Great app

The best of its kind. I am happy I got to know about Nearpays. Payment is always swift
Chioma299Chioma299

Response from developer

Hello! We are so glad to hear you’re enjoying the experience. We work hard to keep our rates competitive and the app seamless for you. Thank you for choosing Nearpays!

Not working parfect

Not working parfect my card declined every minute and i waste a lot of money to get new card
Not working parfectNot working parfect

Response from developer

Hello, we’re truly sorry for the frustration. We want to get this fixed for you immediately. Please reach out to us at support@nearpays.com or via our in-app support so we can investigate your specific transaction and get you sorted. We're here to help!

Card Renewal

The amount of times I had renewed my virtual card is insane. Out of nowhere they expect to pay for a new card and mind you my previous card hasn’t expired yet. It felt like every time I logged into the app and I wanna make a payment online, I had to always pay for a new card which is literally disappointing.
Show more
Nanah riyaNanah riya

Response from developer

Hello Nana riya, we’re truly sorry for the frustration. We want to get this fixed for you immediately. Please reach out to us at support@nearpays.com or via our in-app support so we can resolve this issue. We're here to help!

See 5 more reviews

Developer apps

YourRider
YourRider

Request delivery

🗺️ Navigation
Free
YourRider-Rider
YourRider-Rider

Deliver and earn

🗺️ Navigation
Free
NearPays GH
NearPays GH

by YourRider Limited

💰 Finance
Free
See developer apps

FAQ

What is NearPays?

NearPays is a mobile banking app designed for managing finances, making payments, and saving money. It offers features like virtual accounts, virtual dollar cards, bill payments, and the ability to earn interest on savings.

How secure is NearPays?

NearPays is PCI DSS certified and employs top-tier encryption to ensure the security of your data and transactions, providing peace of mind for users.

Can I save money in different currencies with NearPays?

Yes, NearPays allows you to save in both USD and NGN, offering competitive interest rates of 2% monthly on your savings to help you reach your financial goals.

How can I receive payments with NearPays?

You can receive payments through NearPays using its in-app USSD feature, which generates a code for instant payment even without an internet connection, or via the Virtual POS feature using NFC.

What bill providers does NearPays support?

NearPays supports bill payments for major electricity providers including Abuja DISCO, Benin DISCO, EKEDC, Enugu DISCO, Ibadan DISCO, IKEDC, Kaduna prepaid & postpaid, Kano DISCO, PHC DISCO, and Yola DISCO.

Does NearPays have ads?

No, NearPays does not contain advertisements, allowing for an uninterrupted user experience.

What devices is NearPays available on?

NearPays is available on iPhone, iPad, and iPod devices, making it accessible to a wide range of Apple users.

How often is NearPays updated?

The latest version of NearPays is 2.4.7, and it was last updated on March 4, 2026, indicating regular maintenance and updates.