Boldswitch vs NearPays
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Boldswitch
This app offers a secure and simple digital payment ecosystem for transactions within Africa. It allows users to send money with zero fees, earn cashbacks on recharges and bills, and receive bonuses for referrals.
- Zero transaction fees for local transfers
- Up to 2% cashback on mobile recharge and bills
- Open account in 5 minutes
- Telephone number as account number
- Earn referral commissions
- Sign-up bonus
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Boldswitch ( Formerly Dodopay) provides a payment ecosystem that enables easy and quick payment within Africa. It is designed to make everyday payment simple, safe & secure. Every Boldswitch user has a zero transaction fee when sending money to friends, family and/or business partners. -App features- *Open and manage your account in 5 minutes *No deposit required *Your telephone number serves as your account number *Your account is instantly verified and ready for use *Zero charges for local transfers *Instantly send money to all/listed local banks in Nigeria *Up to 2% cash backs on mobile recharge and utility bill payments *No sms/account maintenance charge *Earn commissions when you refer your family & friends *Earn a sign up bonus of N500 when you sign up and verify your account *Strong and efficient Customer Support Service We are continuously improving and updating new features to serve our customers better. Download Boldswitch & Join the Boldswitch Family!
NearPays
Manage your finances, make payments, and save effortlessly with this all-in-one financial app. It allows online shopping, money transfers, bill payments, and virtual card usage. Earn interest on savings and receive payments instantly.
- Virtual accounts management
- Send and receive money
- Virtual dollar card for global spending
- USD/NGN savings with 2% monthly interest
- USSD and Virtual POS payments
- Bill payment for major providers
- Airtime and data purchase
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About this app Mobile Banking. Save. Virtual Dollar Card. Virtual POS. Bill Payment. Join thousands of satisfied users who trust Nearpays to manage their finances, make payments, and save effortlessly. Nearpays is your all-in-one financial app, enabling you to shop online, send money, pay bills, save, and receive payments—all from the convenience of your phone. 1. Virtual Accounts Easily manage and operate your virtual accounts with Nearpays. Receive and transfer funds securely, with full control over your transactions. 2. Send and Receive Money Send and receive money quickly and securely to friends, family, and business partners. With our advanced encryption technology, your transactions are always safe. 3. Spend Globally with Virtual Dollar Card Access global markets effortlessly with our virtual dollar card. Make online purchases, pay for subscriptions, and manage your international transactions seamlessly. 4. USD/NGN Savings Save in USD or NGN and earn competitive interest rates. Nearpays helps you build healthy savings habits with 2% monthly interest on your savings, ensuring your financial goals are within reach. 5. USSD Payments Receive payments with ease using our in-app USSD feature. Generate a code and get paid instantly, even without an internet connection. 6. Virtual POS Accept card payments directly from your phone with Nearpays Virtual POS. Activate your NFC feature and receive payments in seconds—no additional hardware is needed. 7. Bill Payment Pay all your bills effortlessly using Nearpays. We support payments for major electricity providers, including Abuja DISCO, Benin DISCO, EKEDC, Enugu DISCO, Ibadan DISCO, IKEDC, Kaduna prepaid & postpaid, Kano DISCO, PHC DISCO, and Yola DISCO. 8. Airtime and Data Purchase Buy airtime and data for yourself and your loved ones. We support MTN, GLO, Airtel, and 9mobile, making it easy to stay connected. 9. Get Notified Instantly Receive instant notifications for all your transactions, helping you stay on top of your finances. Security You Can Trust Nearpays is PCI DSS certified, offering you peace of mind with every transaction. Our app employs top-tier encryption to keep your data and transactions secure.
Screenshots
Verdict
Boldswitch and NearPays both sit at 3.3 stars, but that hides the real split: 64% of Boldswitch's written reviews are positive against 45% of NearPays's. On price, rating, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Boldswitch holds the better App Store score, 3.3 against 3.1. Both are backed by a comparable volume of ratings — 19 and 14 respectively. Written reviews point the same way: 64% of Boldswitch's written reviews are positive against 45% of NearPays's.
Boldswitch ships an update every 2 weeks, NearPays fortnightly. The most recent releases landed on September 2, 2026 and September 24, 2026 respectively.
| Parameter | Boldswitch | NearPays |
|---|---|---|
| Price | Free | Free |
| Rating | 3.3 (19 ratings) — better | 3.1 (14 ratings) |
| Positive reviews | 64.0% of reviews — better | 45.5% of reviews |
| Number of ratings | 19 — better | 14 |
| Update frequency | Every 2 weeks — better | Fortnightly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.1 — better | 15.5 |
| Further details — not scored | ||
| Size | 40 MB | 55 MB |
| Age rating | 17+ | 17+ |
| Developer | Dodopay Africa | YourRider Limited |
Customer experience
Boldswitch
NearPays
In-app purchases
Boldswitch
No in-app purchases
NearPays
No in-app purchases







