About
This financial assistant helps you achieve homeownership and financial freedom. It organizes your financial information, tracks spending, provides a free credit score, and assists with home buying plans. You can also search for properties and securely share data with your financial institution.
What's New in NEO Experience
4.23
October 31, 2026
Getting started is easier than ever with our redesigned welcome experience. We’re also introducing Verify Your Info, a new section in Readiness that shows your progress across credit, bank accounts, income, property, and more, so you can see what’s complete and what’s left at a glance. Plus, we’ve made credit enrollment smoother and fixed a few bugs along the way.
MoreFAQ
What is NEO Experience?
NEO Experience is a financial digital assistant designed to guide users toward financial freedom through real estate and financial planning. It offers tools for budgeting, credit monitoring, and preparing for homeownership.
Is NEO Experience free to use?
Yes, NEO Experience is available for free. There are no costs associated with downloading or using its core features, including the financial dashboard and credit score monitoring.
Does NEO Experience offer a credit score check?
Yes, NEO Experience provides a free credit score, report, and monitoring service. This is a soft credit pull, meaning checking your score will not impact your credit rating.
Can I search for properties within NEO Experience?
Yes, the app includes a feature to search for local and nationwide real estate listings. You can customize searches, favorite properties, and save your preferences.
How secure is my financial data with NEO Experience?
Security is a top priority for NEO Experience. All connected financial accounts and uploaded documents are encrypted, and the app adheres to strict privacy policies. More information can be found at https://www.finlocker.com/security/.
What kind of financial information does NEO Experience organize?
The app's dashboard summarizes key financial details including account balances, transactions, net worth, budgeting progress, credit score, cash flow analysis, and estimated home value.
What devices is NEO Experience compatible with?
NEO Experience is available on iPhone and iPad devices. It is designed to provide a seamless experience across Apple's mobile platforms.
How often is NEO Experience updated?
The latest version of NEO Experience is 4.23, and it was last updated on October 31, 2026. This indicates a commitment to regular updates and improvements.
