About
This financial assistant helps you achieve financial freedom through real estate and planning. It provides a dashboard for account balances, budgeting, credit scores, and property searches. Plan for homeownership with your financial team and manage your finances securely.
What's New in NEO Experience
4.21
May 30, 2026
We're introducing the new Net Worth page, now you can track how your finances have progressed over time. Start by linking an account or property to see a comprehensive summary. We've also made some improvements to Refi Readiness and other fixes to help you explore your options with greater confidence.
MoreFAQ
What is NEO Experience?
NEO Experience is a financial digital assistant designed to help users achieve financial freedom through real estate and financial planning. It offers tools for budgeting, credit monitoring, and property searching.
Is NEO Experience free to use?
Yes, NEO Experience is available for free. However, it does contain advertisements.
What financial information can I track with NEO Experience?
NEO Experience allows you to track account balances, transactions, net worth, budgeting progress, credit score, cash flow, estimated home value, and spending analysis.
Does NEO Experience offer a credit score check?
Yes, NEO Experience provides a free credit score, report, and monitoring. This is a soft credit pull, meaning it will not impact your credit score.
How does NEO Experience help with homeownership?
NEO Experience helps you plan and prepare for homeownership by assessing your readiness, managing debt-to-income ratio, improving credit, and reviewing loan scenarios. You can also search for properties within the app.
Is my financial data secure with NEO Experience?
Yes, security is a top priority. All connected financial accounts and uploaded documents are encrypted to ensure your data is secure. You can find more information on their security practices at https://www.finlocker.com/security/.
What devices is NEO Experience available on?
NEO Experience is available on iPhone, iPad, and iPod, making it accessible for Apple users.
How often is NEO Experience updated?
The latest version of NEO Experience is 4.21, and it was last updated on May 30, 2026. This indicates a recent update, suggesting ongoing development and support.
