Great tool
Amazing tool if you want to start your journey to home ownership! Pretty sick
Fin Tool Expert
This is amazing. Must have for anyone managing their finances.
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💰 Finance
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About
This app helps you manage your finances, get mortgage-ready, and search for homes. It organizes account balances, transactions, credit scores, and spending analysis in one place. You can also track your budget and access personal finance articles and videos.
✓Financial dashboard
✓Budget tracking and alerts
✓Free credit score and report
✓Mortgage readiness assessment
✓Real estate property search
✓Secure data sharing
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What's New in FinLocker
4.21
May 30, 2026
We're introducing the new Net Worth page, now you can track how your finances have progressed over time. Start by linking an account or property to see a comprehensive summary. We've also made some improvements to Refi Readiness and other fixes to help you explore your options with greater confidence.
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FAQ
How does FinLocker help me get mortgage-ready?
FinLocker assists in preparing for a mortgage by helping you plan down payments, establish reserves, manage debt-to-income ratios, and improve your credit. It provides a readiness assessment to show your current standing regarding credit, debt, reserves, employment, and home price.
Is my financial data secure with FinLocker?
Yes, FinLocker prioritizes security for all connected financial accounts and uploaded documents. They provide detailed information on their security measures at https://www.finlocker.com/security/.
Can I track my spending with FinLocker?
FinLocker offers comprehensive budgeting tools to understand your spending habits. You can track expenses by categories and subcategories, and receive alerts if you go off track or confirmations when you are on track.
Does FinLocker offer a free credit score?
Yes, FinLocker provides your credit score prominently on the dashboard at no cost. It allows you to track monthly changes and understand the factors influencing your score, such as credit length and payment history. This is a soft credit pull, meaning it does not affect your score.
What kind of financial information does FinLocker display?
The FinLocker dashboard summarizes key financial details including account balances, transactions, net worth, budgeting status, credit score, cash flow analysis, estimated home value, and spending analysis.
Can I search for properties within FinLocker?
Yes, FinLocker includes a feature to search local and nationwide real estate listings. You can find homes that fit your budget, view open houses, customize searches, and save favorite properties.
Does FinLocker have ads?
Yes, FinLocker contains advertisements. As a free service provided through financial partners, it utilizes ads to support its operations.
What devices is FinLocker available on?
FinLocker is available on iPhone, iPad, and iPod devices. It is designed for iOS users looking to manage their finances on the go.
