S1 FinFit

S1 FinFit

by Synergy One Lending Inc

16 ratings
7 reviews
Free

Details

Released
October 14, 2021
Updated
October 31, 2026

Features

S1 FinFit screenshot #1 for iPhone
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About

This financial assistant helps you organize your finances, track spending, monitor your credit score, and prepare for homeownership. It provides insights into your financial wellness and offers resources for personal finance management.

✓Financial dashboard summary
✓Spending tracking by category
✓Free credit score and report monitoring
✓Homeownership preparation tools
✓Debt-to-income ratio management
✓Encrypted data sharing
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What's New in S1 FinFit

4.23

October 31, 2026

Getting started is easier than ever with our redesigned welcome experience. We’re also introducing Verify Your Info, a new section in Readiness that shows your progress across credit, bank accounts, income, property, and more, so you can see what’s complete and what’s left at a glance. Plus, we’ve made credit enrollment smoother and fixed a few bugs along the way.

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User reviews

Totally worthless app!

Looks like all the positive reviews happened within a few days from bots or employees. Not sure why Synergy wanted me to download this app. It does very basic stuff that I already get from my bank and other financial apps for free that are far more sophisticated. The user experience is not good, information obtained is very limited, and it doesn’t offer anything of actual value.
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Great tool for managing finances!

This tool provides great features for managing finances and getting on track to becoming a home owner. I am able to manage my bank accounts, budgets and my credit all in one place. It provides some in depth information that lets me know where I stand in my home buying journey, and provides me guidance on what I should be working on next to better my financial well being.
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Awesome financial tool!!

I’ve used a lot of different apps for finances, but none that put everything in one place like this. You can add all of you financial accounts, get your credit score and report and even check how ready you might be to buy a home. Definitely a must have.

Very useful for managing finances

Being a recent college graduate, Finfit has helped me stay on top of my finances and keep my credit in check

Pretty Slick Tools

This app lets you link all of your bank accounts and will automatically segment your transactions out.

The ability to see how your credit score would change based on opening and closing accounts is also really insightful.

This app really has it all.

Developer apps

FAQ

How does S1 FinFit help with budgeting?

S1 FinFit allows you to understand your spending habits by tracking expenses by category and subcategory. You can receive alerts if you are off track with your budget or confirmation when you are on track.

Is checking my credit score with S1 FinFit safe?

Yes, checking your credit score with S1 FinFit is safe. It uses a 'soft credit pull,' which means it does not impact your credit score. You can also review your credit report for accuracy.

What financial information can I see on the S1 FinFit dashboard?

The dashboard provides a summary of account balances, transactions, net worth, budgeting progress, credit score, cash flow analysis, estimated home value, spending analysis, and access to personal finance articles and videos.

Can S1 FinFit help me prepare for buying a home?

Yes, S1 FinFit offers tools to help prepare for homeownership. This includes planning for a down payment, managing your debt-to-income ratio, improving credit, and using calculators for loan scenarios.

How secure is my financial data with S1 FinFit?

Security is a top priority for S1 FinFit. All data is encrypted, and the app ensures that connected financial accounts and uploaded documents are secure. More information on security can be found at https://www.finlocker.com/security/.

What devices is S1 FinFit available on?

S1 FinFit is available on iPhone, iPad, and iPod devices. It is designed to help users manage their finances across Apple's mobile ecosystem.

When was S1 FinFit last updated?

S1 FinFit was last updated on October 31, 2026, with version 4.23. This indicates ongoing development and support for the application.

Does S1 FinFit have ads?

No, S1 FinFit does not contain advertisements. As a free application provided through an invitation from Synergy One Lending, it focuses on delivering financial wellness tools without ad interruptions.