S1 FinFit

S1 FinFit

by Synergy One Lending Inc

16 ratings
7 reviews
With Ads
💰 Finance
Free
With Ads

Details

  • Released
  • Updated
  • October 14, 2021
  • May 30, 2026
S1 FinFit screenshot #1 for iPhone
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About

This financial assistant helps you organize your accounts, track spending, monitor your credit score, and prepare for major financial goals like homeownership. It provides insights into your financial wellness and offers tools to manage your money effectively.

Financial dashboard summary
Spending tracking and budgeting
Free credit score and report monitoring
Homeownership preparation tools
Secure data encryption
Personal finance articles and videos
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What's New in S1 FinFit

4.21

May 30, 2026

We're introducing the new Net Worth page, now you can track how your finances have progressed over time. Start by linking an account or property to see a comprehensive summary. We've also made some improvements to Refi Readiness and other fixes to help you explore your options with greater confidence.

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User reviews

Totally worthless app!

Looks like all the positive reviews happened within a few days from bots or employees. Not sure why Synergy wanted me to download this app. It does very basic stuff that I already get from my bank and other financial apps for free that are far more sophisticated. The user experience is not good, information obtained is very limited, and it doesn’t offer anything of actual value.
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Great tool for managing finances!

This tool provides great features for managing finances and getting on track to becoming a home owner. I am able to manage my bank accounts, budgets and my credit all in one place. It provides some in depth information that lets me know where I stand in my home buying journey, and provides me guidance on what I should be working on next to better my financial well being.
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Awesome financial tool!!

I’ve used a lot of different apps for finances, but none that put everything in one place like this. You can add all of you financial accounts, get your credit score and report and even check how ready you might be to buy a home. Definitely a must have.

Very useful for managing finances

Being a recent college graduate, Finfit has helped me stay on top of my finances and keep my credit in check

Pretty Slick Tools

This app lets you link all of your bank accounts and will automatically segment your transactions out.

The ability to see how your credit score would change based on opening and closing accounts is also really insightful.

This app really has it all.

Developer apps

FAQ

What is S1 FinFit?

S1 FinFit is a free financial digital assistant designed to help users achieve their financial wellness goals. It organizes important financial information, tracks spending, monitors credit scores, and provides tools for financial preparation.

Is S1 FinFit free to use?

Yes, S1 FinFit is available for free through an invitation from Synergy One Lending. There are no charges to download or use the core features of the app.

Does S1 FinFit offer budgeting tools?

Yes, S1 FinFit includes comprehensive budgeting features. You can understand your spending by category, drill down into subcategories, and receive alerts if you are off track with your budget.

How does S1 FinFit help with credit scores?

S1 FinFit prominently displays your credit score on the dashboard, which is free to check and does not impact your score (soft credit pull). You can track changes, learn about score factors, and review your credit report for accuracy.

What kind of financial preparation tools does S1 FinFit offer?

S1 FinFit offers tools to prepare for homeownership, including planning for down payments, managing debt-to-income ratios, improving credit, and using calculators for loan scenarios. A readiness assessment provides a snapshot of your financial standing.

Is my financial data secure with S1 FinFit?

Yes, security is a top priority for S1 FinFit. All data is encrypted, and the app ensures that connected financial accounts and uploaded documents are secure. More information on security can be found at https://www.finlocker.com/security/.

What devices is S1 FinFit compatible with?

S1 FinFit is compatible with iPhone, iPad, and iPod devices. It is designed for users within the Apple ecosystem.

Does S1 FinFit have ads?

Yes, S1 FinFit contains advertisements. As a free service provided by Synergy One Lending, advertisements are included within the application.