Free

Details

  • Released
  • Updated
  • April 6, 2016
  • March 5, 2026

Features

NICU smartPay screenshot #1 for iPhone
NICU smartPay screenshot #2 for iPhone
NICU smartPay screenshot #3 for iPhone
NICU smartPay screenshot #4 for iPhone
NICU smartPay screenshot #5 for iPhone
NICU smartPay screenshot #6 for iPhone
iphone
ipad
🖼️Get Icon
Icons↘︎

About

Manage your finances with ease. View account balances, make payments, set savings goals, and control your cards directly from the home screen. Enjoy enhanced security features and quick access to all your banking needs.

Quick Balance view
Biometric and PIN login
Instant transfers to members
External bank transfers
BPAY payments
Expense tracking
Card management
Show original description

What's New in NICU smartPay

6.0.2

March 5, 2026

Minor enhancements and bug fixes to improve overall performance

User reviews

Bring back osko payments

Osko payments no longer working at all. Makes it impossible to manage transfers. Ridiculous in the is day and age.

nicu app

Great update.

Downgrade

New update has removed previous features including Osko and PayID
The app is no longer fast and accessible for inter-bank transfers meaning that payments now take longer than they did before. The fact that you have to completely reset as well is ridiculous. Hopefully these issues get fixed soon.
Being an interstate customer also means I don’t have immediate access to branches. This update may be the final straw that pushes me to close my account with NICU
Show more

.

What happened to osko and pay ID ???
What if people don’t live in your suburb anymore and can only transfer!

Passwords

I can’t believe when you make an update to an app you sign people out. Then when the person has forgotten their password, they have to call the branch, but the branch is closed over weekends so now you can’t access any of your OWN accounts.
Fix this bug. You should be able to reset password online. This is absolutely horrible.
Show more

FAQ

What is NICU smartPay?

NICU smartPay is a mobile banking application designed for NICU Members. It allows users to manage their accounts, make payments, set savings goals, and control their cards directly from their mobile device.

Is NICU smartPay secure?

Yes, NICU smartPay offers upgraded security features including biometric authentication (fingerprint/facial recognition), PIN, password, pattern login options, and SMS one-time password capability for added protection.

Can I view my balance without logging in to NICU smartPay?

Yes, the 'Quick Balance' feature allows you to view your account balances without needing to log in to the app, providing quick access to your financial information.

What types of payments can I make with NICU smartPay?

You can make instant transfers to other NICU Members, transfer funds to external bank accounts using 'Pay Anyone', and make BPAY® payments. You can also manage scheduled payments.

Does NICU smartPay have ads?

NICU smartPay does not contain advertisements. The app is free to download and use, focusing on providing a seamless banking experience without interruptions.

What devices are compatible with NICU smartPay?

NICU smartPay is designed for iPhone, iPad, and iPod devices. While efforts are made for broad compatibility, it may not work with all devices and operating systems.

How often is NICU smartPay updated?

The latest version of NICU smartPay is 6.0.2, last updated on March 5, 2026. Updates typically include new features, security enhancements, and usability improvements.

Where can I find information about interest earned for tax time in NICU smartPay?

NICU smartPay provides easy access to your 'interest earned' information, which can be helpful for tax preparation. This information is readily available within the app.