NICU smartPay vs Your Banking

The app includes new features and functions, upgraded security and is simpler to navigate, easier to understand, and quicker to use. Its new design allows you to quickly see your account balance, make payments, set a savings goal and manage your card(s) directly from the home screen. Easy access to: • 'Quick Balance' to view your balances without logging in • Biometric authentication (fingerprint/facial recognition) and PIN, Password or pattern login options • SMS one-time password capability for added security • Transfer to other NICU Members instantly • Transfer funds to external bank accounts using 'Pay Anyone' and add new payees • Manage your PayID • Make BPAY® payments • Add, delete and modify scheduled payments • View pending transactions • How I Spend helps you view, track and manage expenses • Update your contact details • Manage your cards - activate, change PIN, temporarily lock or unlock, report a card lost or stolen • Easy access to 'interest earned' at tax time Things to Know • This app is for NICU Members only. • Mobile data downloading or internet usage charges may apply. • Whilst we make every effort, the NICU smartPay mobile app is not compatible with all devices and operating systems.

Welcome to Your Banking, by Regional Australia Bank. We’ve designed the Your Banking App to make your life easier. Manage your finances on the go and stay on top of everything in a snap. And since its so easy to use, you won’t have any trouble using it daily. All the things you’d expect from our secure banking app • Check your balance and get a quick balance • Make fast instant payments or schedule them for the future • Save your regular payees and billers • Share or save your payment receipts • Personalise your accounts with nicknaming and reordering • Set up savings goals and track your progress • Manage your daily payment limits Log in effortlessly and securely • Choose from either PIN, pattern or Touch ID and Face ID to log in • See when you last logged in for peace of mind Make payments on the move • Transfer between your own accounts • Instantly transfer to any Australian bank account with Osko • Pay bills with BPAY payments • Use your saved payees and billers for secure and straightforward transfers • Schedule and manage recurring and future-dated payments • Transfer from your loan accounts using our redraw facilities • Approve payments from accounts that have multiple signatories Get all info on all your accounts • Use ‘Quick Balance’ to view your account balance without logging in • View your account details and transaction history • View interest rates for your Savings, Term Deposit and Loan accounts directly in the App • Share or save transaction receipts • Add and delete new payees and billers directly on your phone • View interest charged and earned during the financial year Manage your cards • Put a temporary lock on your lost or stolen card • Activate your new card • Add your card to Apple Wallet • Set a new PIN on your cards • Order replacement cards if your card gets damaged Manage your daily payment limits • View and increase your daily payment limits for each payment type directly in the App • Increase your limit when you need to make a larger payment, then lower it again once you’re done • Make changes anytime, without needing to call or visit a branch Need Help? • Take the inbuilt app tour and discover all you need to know • Request a call from one of our experienced staff • Easily contact us or view our branch details and opening hours • If you’re not already registered with Internet Banking, contact us at 132 067 today Facebook: www.facebook.com/RegionalAustraliaBank X: https://x.com/RegionalAusBank Email: enquiries@regionalaustraliabank.com.au We collect anonymous information on how you utilise the application to perform statistical analysis of aggregate user behaviour. We do not collect personal information about you. By installing this app you are giving your consent.