Niyo Money

Niyo Money

Invest in direct mutual funds

16 ratings
55 reviews
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💰 Finance

Archived App (Last seen on 17 Mar 2026)

This is an archived listing of the app previously available on the App Store.

Although the app is no longer distributed by Apple, you can still view its description, screenshots, version history, ratings, and metadata for reference.

Details

  • Released
  • Updated
  • October 12, 2017
  • December 24, 2025

Features

Niyo Money screenshot #1 for iPhone
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Niyo Money screenshot #6 for iPhone
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About

Invest in zero-commission direct mutual funds for your financial goals. This app provides a fully managed, goal-based investment advisory platform that handles fund selection and portfolio management for you. It's designed for both new and experienced investors seeking smart, simple, and effortless wealth creation.

Zero-commission direct mutual fund investments
Fully managed goal-based investment advisory
Automated fund recommendations and updates
Goal planning for wealth creation, retirement, and tax saving
Instant redemption for emergency funds
Track investment progress and projections
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What's New in Niyo Money

1.6.1

December 24, 2025

Bug fix and improvements

User reviews

Unable to access account

It has been more than a week since the app is not opening (unable to log in) with no clear justification from the support team, as well as no timeline on a fix. As an investor, this is completely unacceptable, and contemplating what are the next steps I can take.

Feels like a scam

Cant change SIP cant even login now. I feel like its going bankrupt and there tech team is the reason. I want to move all investment to something else but there is no option

This app is not working on iPhone 14 Pro

I am using Niyo Money app since 2019

and suddenly it stopped working from last couple of days I am unable to log in with my registered email id and mobile number in Niyo Money app… I am getting error like “cancelled “

App not working

App is not working from few days and there is no update on this, kindly update what happened so that we can plan on alternate

Wonderful

The goal based investing is great. The interface of the app is also very clean. I just wish that rebalancing feature could have been given to us.

FAQ

What does Niyo Money do?

Niyo Money is a managed investment advisory platform that helps you invest in zero-commission direct mutual funds for your financial goals. It handles fund selection, portfolio management, and provides recommendations based on your goals and risk profile, making investing smart, simple, and effortless.

How does Niyo Money help with mutual fund investments?

The app provides a fully guided investing experience, eliminating the need for extensive research. It recommends a set of funds for each goal and updates them annually. If any changes are required in your investments, you'll be notified and can adjust with a few clicks.

Is Niyo Money free to use?

Yes, you can invest in zero-commission direct mutual funds for free. There are no transaction charges or hidden fees. The app aims to provide a cost-effective way to grow your wealth compared to regular mutual funds.

Who is Niyo Money for?

This app is ideal for first-time investors looking to start quickly and experienced investors seeking goal-planning and automation. It caters to anyone who wants a hassle-free way to invest in mutual funds for various objectives like wealth creation, retirement planning, or tax saving.

What types of goals can I invest for?

You can invest for a variety of goals, including saving tax with ELSS funds, building an emergency fund with liquid funds for instant redemption, building wealth with equity and debt funds, and planning for long-term goals like retirement or children's education.