OakNorth Personal

OakNorth Personal

Personal savings

5.5K ratings
66 reviews

Details

  • Released
  • Updated
  • December 13, 2019
  • September 15, 2026

Features

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About

Personalized savings accounts with competitive interest rates to help you achieve your financial goals. Apply easily through the app, track your savings, and manage multiple accounts. Offers robust security features and dedicated customer support.

Personalized savings accounts
Competitive interest rates
Apply in minutes
Track savings and interest
Open multiple accounts
Goal assignment
Dedicated customer support
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+1

What's New in OakNorth Personal

2.104

September 15, 2026

Bug fixes and stability improvements

User reviews

Interest underpayment

The bank underpaid my interest, this must be fixed.

Ok in general, but…

I like the less is more feel of the app. One issue is an occasional crash that goes to a black screen. Swipe out and back in and it’s usually ok.

New app layout

What was there before app “improved” was simple and fine. Now when I open app there’s a completely pointless graph and it takes longer to navigate to my account. Just because you can show me a useless piece of information doesn’t mean I want to see it. Don’t waste money breaking a functional app use it pay savers more interest!
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Version 2 of the app

I hate the new version. The old one was much, much better for those with a visual impairment. There are sections of the app that cannot be enlarged and the print, graph notations are very small and spread far apart. The old version was much more readable, this new version is useless to me. I may have to leave this bank if I cannot have a more useable app. Can I return to the old version please?
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Michael wood

Excellent rates

Developer apps

FAQ

What is OakNorth Personal?

OakNorth Personal offers personalized savings accounts with competitive interest rates designed to help users achieve their financial goals. The app allows for easy application, tracking of savings, and management of multiple accounts.

How secure is OakNorth Personal?

OakNorth Personal prioritizes security with multi-factor authentication, biometrics, superior fraud detection systems, and strong encryption. Your eligible deposits are protected up to £120,000 by the Financial Services Compensation Scheme.

Can I open a joint account with OakNorth Personal?

Yes, you can apply for a single or joint account in minutes through the OakNorth Personal app. This allows for flexible savings management for individuals and couples.

What are the minimum deposit requirements for OakNorth Personal accounts?

For most accounts, the minimum deposit required to open an account with OakNorth Personal is just £1. This makes it accessible for a wide range of users to start saving.

How does OakNorth Personal help me track my savings?

The app allows you to track your savings and see how much interest you are accruing ahead of time. You can also assign specific goals to your accounts to encourage progress towards your targets.

Does OakNorth Personal have ads?

No, OakNorth Personal is ad-free. The app focuses on providing a seamless and secure banking experience without interruptions from advertisements.

What customer support options are available for OakNorth Personal users?

OakNorth Personal provides access to a dedicated customer support team. You can contact them by emailing businessdesk@oaknorth.co.uk for any questions or assistance.

How often is OakNorth Personal updated?

The latest version of OakNorth Personal is 1.66.17, last updated on April 30, 2026. This indicates a commitment to regular updates and improvements for the application.