Best Octopus alternatives: apps like Octopus: Budget, Money Tracker

10+ similar apps compared and reviewed

4.6 avg rating
10 free apps
Updated November 2026

Octopus is great, but it's not the only option. Explore 10+ similar apps for iPhone and iPad, each reviewed and rated by real users. Find free alternatives, premium upgrades, and hidden gems.

Top Alternatives to Octopus

5.0(1 ratings)
FreeIn-App Purchases
Wonder Budget - Money Planner screenshot 1
Wonder Budget - Money Planner screenshot 2
Wonder Budget - Money Planner screenshot 3
Wonder Budget - Money Planner screenshot 4
Wonder Budget - Money Planner screenshot 5
Wonder Budget - Money Planner screenshot 6

This app helps you visualize and manage your finances with advanced charts and intuitive budgeting tools. It offers effortless expense tracking, customizable categories, and goal setting to provide deep insights into your spending habits and financial health.

Budget & Expenses - Spendient#2

Budget & Expenses - Spendient by Ivan Denisov

Money, Spending & Bill Tracker
Strong Contender
๐Ÿ’ฐ Finance
3.0(1 ratings)
FreeIn-App Purchases
Budget & Expenses - Spendient screenshot 1
Budget & Expenses - Spendient screenshot 2
Budget & Expenses - Spendient screenshot 3
Budget & Expenses - Spendient screenshot 4

Manage your finances by tracking expenses, controlling subscriptions, and setting financial goals. Visualize spending habits with simple analytics and set custom budget periods. Improve your money-saving habits for financial success.

Checkbook - Bills to Budget#3

Checkbook - Bills to Budget by CoreBits LLC

Check Register + Money Tracker
Worth Considering
๐Ÿ’ฐ Finance
4.7๐Ÿ˜Š(206 ratings)
FreeIn-App Purchases
Checkbook - Bills to Budget screenshot 1
Checkbook - Bills to Budget screenshot 2
Checkbook - Bills to Budget screenshot 3
Checkbook - Bills to Budget screenshot 4
Checkbook - Bills to Budget screenshot 5
Checkbook - Bills to Budget screenshot 6

This app acts as a modern checkbook register to help you organize bills, track spending, and avoid late fees. It shows your true available balance, not just what the bank has cleared, and provides budget tracking and future financial projections.

What We Love

  • ๐Ÿ‘ Replaces Mint budgeting effectively
  • ๐Ÿ’ก Groups bills by pay period
  • ๐Ÿ—“๏ธ Calendar view for due dates
  • โœจ Customer service is impressive
  • ๐Ÿš€ Quick response to support requests
  • โœ… Makes adulting easier
  • ๐Ÿ’– Shows care from the developer
  • ๐Ÿ’ก Great for young couples
  • ๐Ÿ“ˆ Features and functionalities added regularly
  • ๐Ÿ”” Helpful bill payment reminders
  • โœ… Smartly handles recurring bills
  • ๐Ÿ’ฐ Good for budget problems
  • ๐ŸŽฏ Helps avoid overdrafts
  • ๐Ÿ  Organizes bills in one place
  • ๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘งโ€๐Ÿ‘ฆ Can share budget with family
  • โœ… 'Paid but not cleared' feature is fantastic
  • ๐Ÿ’ฏ Simple and flexible budgeting
  • ๐Ÿ’ก Account Insights feature (Apple Card only)
  • ๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘งโ€๐Ÿ‘ฆ Keeps family on track
  • โœ… Everything just works
  • ๐Ÿ“ Easy to get started
  • โฑ๏ธ Budgeting is a quick process
  • โœ… Staying organized for the first time
  • โœ… Best bill tracking app tried
  • ๐ŸŽฏ Helps avoid overdrafts
  • ๐Ÿ’ก 'Paid but not cleared' feature is fantastic
  • ๐ŸŒŸ Peace of mind with reminders
  • ๐ŸŽฏ Helps avoid overdrafts
  • ๐Ÿ’ฏ Simple and flexible budgeting
  • โœ… Everything just works
  • ๐Ÿ“ Easy to get started
  • โฑ๏ธ Budgeting is a quick process
  • โœ… Staying organized for the first time
  • โœ… Best bill tracking app tried
  • โœ… Useful bill tracking and reminders
  • ๐Ÿ‘ Straightforward to use
  • ๐Ÿงน Tidy UI
  • ๐Ÿ’ฐ Pays for itself

Room to Improve

  • ๐Ÿ› Doesn't work for 1099 contractors (irregular income)
  • ๐Ÿ› Doesn't work with partial payments
  • ๐Ÿ› Doesn't work with variable due amounts
  • ๐Ÿ› Ledger disappeared on new phone
  • โ“ No clear path to refund from Apple
  • โ“ Developer receives funds directly from Apple
  • โ“ No human review for Apple refunds
  • โ“ Lifetime purchase not as promised
  • โ“ Only supports Apple Card for Account Insights
  • โ“ Cannot enter income data
  • โ“ Does not keep track of current balances
  • โ“ Does not project balances in calendar view
  • โ“ Only tracks bills

More apps like Octopus

4
Budget: expense tracker, money
Budget: expense tracker, money
Budget: expense tracker, money
Track, save, organize finances
Free

Easily manage your finances with an intuitive expense tracker. Organize your money, track spending, and plan budgets with visual reports and customizable categories. Secure your financial data with passcode or biometric locks.

Intuitive expense and revenue trackingRecurring payment remindersAll accounts in one place
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5
Dollarbird - Budget Calendar
Dollarbird - Budget Calendar
Dollarbird - Budget Calendar
Track Expenses, Bill Planner
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This app offers a smart, calendar-based approach to managing personal finances. It helps users track expenses, forecast future balances with AI, and collaborate on money matters with others. The intuitive interface makes financial planning accessible and straightforward.

Calendar-based transaction trackingAutomatic balance forecastingAI-powered categorization
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6
Monee - Budget Planner App
Monee - Budget Planner App
Monee - Budget Planner App
Money & Expense Tracker
Free

Effortlessly track your income and expenses with this intuitive finance manager. Gain clear insights into your spending habits and organize your finances by custom categories. Manage group budgets, set recurring transactions, and export your data securely.

Intuitive expense and income trackingGroup finance managementCustomizable categories
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7
Tracky: Simple Budget Planner
Tracky: Simple Budget Planner
Tracky: Simple Budget Planner
Manage and Track your Spending
Free

Easily manage your finances by tracking expenses and creating custom budgets. Allocate funds into categories like groceries or hobbies, and monitor your remaining balance with automatic calculations. Securely manage your money without linking bank accounts.

Create and manage budgetsTrack expenses with custom categoriesAutomatic remaining budget calculation
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8
Budget Calendar: Simple Money
Budget Calendar: Simple Money
Budget Calendar: Simple Money
Monthly Budget Planner, No Ads
Free

This app helps you manage your finances with a simple, ad-free interface. Track spending, set budgets, and visualize your financial habits with easy-to-read charts and graphs. Premium features offer enhanced functionality like iCloud sync and unlimited entries.

Simple budgetingSpending trackingCalendar view
๐Ÿ’ฐ Finance
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9
Weple Money: Expense Tracker
Weple Money: Expense Tracker
Weple Money: Expense Tracker
Track Spending & Manage Budget
Free

Easily track your spending and manage your budget with this intuitive expense tracker. Record expenses step-by-step, view statistics by category, and analyze your card spending. Start building better financial habits today.

Super simple entry inputDaily, weekly, monthly viewsExpense statistics by category
๐Ÿ’ฐ Finance
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10
Weekly: Budget Planner & Bills
Weekly: Budget Planner & Bills
Weekly: Budget Planner & Bills
Money Manager & Bill Organizer
Free

This app simplifies budgeting by converting all your finances into a single weekly Safe-to-Spend amount. It syncs with over 10,000 U.S. banks and helps you track bills and savings goals without complex categories.

Single weekly Safe-to-Spend amountAutomatic bank syncing via PlaidBill calendar with due date reminders
๐Ÿ’ฐ Finance
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