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Offin: Offline Expense Tracker

Offin: Offline Expense Tracker

Bank Statement Import, Private

1 ratings
2 reviews
💰 Finance
Free
In-App Purchases

Details

  • Released
  • Updated
  • August 21, 2026
  • September 11, 2026

Developer

RADIX IT TECH INC
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🧾$9.99
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About

This app helps you track expenses and manage your budget privately on your iPhone. It uses on-device AI to categorize transactions from imported bank statements or voice input, eliminating the need for bank logins or subscriptions.

✓On-device AI transaction categorization
✓Import bank statements (PDF/CSV)
✓Apple Pay transaction logging
✓Voice input for transactions
✓Customizable categories and rules
✓Net worth, spending, and budget tracking
✓Offline functionality
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What's New in Offin

1.0.3

September 11, 2026

14-day free trial The trial is now 14 days instead of 3, so you can import a full statement, watch a budget run for a few weeks, and see a complete monthly review before deciding anything. Offin is still a one-time purchase covering iPhone, iPad and Mac, with no account and no data leaving your device.

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Subscriptions & In-App Purchases

$9.99

Lifetime Unlock

Unlock everything. Pay once, keep forever.

User reviews

Most RecentHighest RatedLowest Rated

Best Privacy Finance app ever

I’ve really enjoyed using this app because it gives me a clear view of my money without making me feel like I’m handing over my financial life. It can read my bank statements offline, which feels much more private and reassuring. It also makes it easy to see exactly where my money is going—without overwhelming charts or confusing categories. Simple, thoughtful, and genuinely useful for staying on top of spending.
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Rkoushik963Rkoushik963

So easy to use

I used to dread going through my statements at the end of the month. Now I just upload my bank statement and Offin sorts everything for me in a few seconds. I set up a few rules for the places I shop at most, and after that it pretty much runs itself. Every month my spending is nicely organized. It's exactly the money app I always wanted.
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Pooji963Pooji963

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FAQ

How does Offin categorize my transactions?

Offin uses an on-device machine learning model, built for US spending, to automatically categorize transactions. It also leverages Apple Intelligence on supported iPhones. You can create custom categories and rules for personalized categorization.

Does Offin require a bank login?

No, Offin does not require any bank login or credentials. It offers multiple secure ways to input transactions, including importing bank statements, Apple Pay integration, voice input, and manual entry.

Is Offin a subscription app?

No, Offin is a one-time purchase app. You pay once to own it forever, with no monthly fees, annual renewals, or "premium" upsells. This unlocks all features for life.

Can I use Offin without an internet connection?

Yes, Offin is designed to work 100% offline. Its on-device AI and data storage mean it never needs an internet connection to function, ensuring your financial data remains private.

What devices does Offin support?

Offin is available on Mac, iPhone, and iPad, allowing you to manage your finances across your Apple ecosystem.

How often is Offin updated?

The latest version of Offin is 1.0.2, and it was last updated on September 3, 2026. Updates typically include new features, performance improvements, and bug fixes.

What is the age rating for Offin?

Offin has an age rating of 4+, making it suitable for a wide range of users interested in personal finance management.

How secure is my data with Offin?

Offin prioritizes privacy by design. Your financial data is stored exclusively on your iPhone and protected by Face ID. No data ever leaves your device, and it never connects to your bank.