Offsheets

Offsheets 2.0 — completely redesigned from the ground up. Your Tiller Google Sheet is now the backend for a complete personal finance command center. TILLER FEATURE PARITY With AutoCat, Savings Goals, Debt Payoff Planner, and Debt Tracking now native, Offsheets has full feature parity with Tiller. ZERO KNOWLEDGE, ALWAYS Every feature keeps its data in your spreadsheet — sensitive financial data never touches our database. We never see it, and we never store it. TRANSACTIONS, SUPERCHARGED • Edit multiple transactions at once — this alone will transform your workflow • Fewer clicks: one-tap row actions (edit, split, delete, AutoCat, recurring) and optional auto-save • New List view on desktop and iPad with a side-by-side edit panel, a revamped table view, and an upgraded mobile experience • Search right from the control bar, plus a History view: same- or similar-description transactions, any date range • AutoCat and Forecast integrated into every row — rules, Categorized By, and recurring status at a glance with quick actions A SMARTER BUDGET • New Plan / Analyze / Insights layout • A big boost to the Insights engine: pacing, streaks, baselines, projections, runway, seasonality — every card clicks through to its transactions • See any past period beside the current one — per category, against the budget it had at the time — or test what-if scenarios without changing your data • Native Tiller Debt Tracking in every budget view — Savings, Monthly, and Yearly FORECAST • An intelligent engine projects your cash balances weeks, months, years ahead from recurring bills & income plus historical discretionary spending — low-balance warnings with dates, month-end projections, and Safe to Spend with your own buffer • Recurring scans your history and auto-creates bills & income items, weekly through annual — exclude any, add your own, and transactions reconcile automatically; view a month/week/day calendar (past and projected) or upcoming list • What-If Scenarios (one-time income/expenses; pause, change, or cancel recurring items) plot as their own line on the Projections chart; trim spending in simulation mode; set target cash goals with dates, drawn on the chart • Export most Forecast views as PNG/PDF NET WORTH & INVESTMENT SIMULATORS • Project decades of growth from your current finances, contributions, and any adjustments you test • Retirement planning built into each — tax-smart drawdown with real brackets, RMDs, Roth conversions, Social Security, and healthcare costs • Monte Carlo success rates and side-by-side plan comparison • Export most simulator views as PNG/PDF FULL AUTOCAT INTEGRATION • AutoCat rules managed in-app — create, edit, delete, reorder, or add/edit one from any transaction row ALWAYS IN THE LOOP • Overhauled alerts: Uncategorized, Budget Alerts, and Overdue Bills — each opt-in or out any time, in-app or by email on your timezone • A better email digest — transactions, balances, budget, upcoming bills, each section opt-in — all redesigned to match the app ADVANCED SEARCHING, INSTANTLY • Command Palette: hit ⌘K or tap the ⌘ icon — instant app-wide searching, quick actions, jump to any page • Search, seriously upgraded: type "costco january 2025", "uber, lyft", or "amazon 100-200" — and get exactly that in the Command Palette, every list's Search bar, and the Advanced Search page MANY MORE FEATURES • A modern, full-width, edge-to-edge layout shows more on every screen — boxy cards gone • A customizable Overview dashboard: 20+ widgets from all over the app — toggle, reorder, adjust their display • CSV data exports across all features of the app • New Savings & Debt page: native support for Tiller's Savings Goals and Debt Payoff Planner • Data Conflict Prevention protects your sheet from Direct Fill and multi-device conflicts • New health checks flag Transaction ID and Category issues before they cause problems • New Settings throughout — default views, sort orders, visible controls, extra columns, and more