For settlement closure
Since then, I have been paying only the interest every month, but I am unable to close the card due to my financial situation. I recently contacted OneCard customer care to request a settlement option, explaining my job loss and medical condition. However, I was told that I am not eligible for settlement, without any proper understanding of my situation.
What is more concerning is the way I am being treated. The agents are repeatedly pressuring and harassing me to clear the full bill despite clearly explaining my hardship. One agent named Santhosh from Hyderabad has been contacting me through WhatsApp, which makes me question why official communication is not being done through recorded channels.
I was also told that if I do not pay immediately, they will call my parents. This kind of threat is completely unacceptable and unprofessional. Is this how customers facing genuine financial difficulties are treated?
I am not refusing to pay. I am only requesting understanding and a fair settlement option during a very difficult period in my life. I hope OneCard takes this matter seriously and improves the way it handles customers facing genuine hardship
Response from developer
Hi there! We sincerely regret hearing about your experience. Your feedback truly matters to us, and we would love the opportunity to make this right. Please email us at help@getonecard.app using your registered email ID so we can assist you more effectively. - Yash
Approved Card, Cannot Reserve - Constant, Blocking "Error in Service
Every single time I try to finalize the reservation process within the app, I immediately receive the same vague and frustrating message: "error in service."
This is extremely disappointing. An approval is completely useless if a persistent, unexplained technical error prevents me from actually accessing the service.
The development team needs to immediately address this critical flaw. I am not happy and feel the app's stability is not well managed. Please provide a fix or a workaround for this "error in service."
Response from developer
Hi There! We don't want you to feel this way. At OneCard, we always provide our users with a seamless experience. For us to have a better understanding of your concern, please email us at help@getonecard.app from your registered email ID. Once done, share the allotted ticket ID here to assist you further. We'll surely help you out. -Madhu
Absolutely Horrible and Unprofessional Experience!
To make matters worse, they had the audacity to get my uncle’s number somehow, and then called him sharing all my personal loan and EMI details without my consent. This is a serious violation of privacy and data protection laws. What gives them the right to disclose my financial details to him.
And then, instead of updating my number or resolving the issue, they send me a generic response: “We can’t help until you clear all your EMIs.” I didn’t ask for account activation or EMI waiver, I just asked to update my mobile number.
Response from developer
Hi Bala! We don't want you to feel this way. At OneCard, we provide a seamless experience. Please elaborate on your concern by mailing us on help@getonecard.app from your registered email ID & once done share the allotted ticket ID here for further assistance. We're just a click away. -Madhu
Worst Customer care service Ever
Since more than 2 months I have raised ticket regarding “Around the offers” won’t work at the store cash counters, app will ask you give GPS access, which is already set to full access, the second issue is when you visit the store, and you want select that particular store, it’s simple load like ages, I have submitted the required videos to CC, though I have not get any solution, but every week they will call you and ask you to wait some more weeks🤬.
What’s the use to have this so called credit card.
It’s my 6 months review, let’s decide yourselves.
Response from developer
Hi Aswani, we apologize for the inconvenience caused. We will never want our users to feel this way and face such issues. We request you to share with us the allotted ticket number with us so we can get this checked for you. We are here to get things sorted for you. Thanks!
Misleading customers regarding the pre approved one card
My name is Deepak Dangi, and I am writing to address an issue I've been experiencing with the One Score application.
Upon logging into the One Score application, I have repeatedly encountered a notification stating that a pre-approved card is ready for me. However, upon installation of the application, I have found no approved card available. I have checked this several times over the past few months, yet there has been no change.
I kindly request that you investigate this matter within your system. It is frustrating and misleading for customers like myself to continually receive notifications regarding a pre-approved card that is not actually available. If your service is unable to provide a One Card to customers, it would be preferable to remove or rectify this notification to avoid wasting customers' time and creating confusion.
I seek a proper resolution to this issue from your end. It is important to ensure transparency and accuracy in the notifications displayed within the One Score application. Continually receiving notifications without any follow-through undermines the trust and reliability of your service.
I trust that you understand the importance of addressing this matter promptly and providing a satisfactory response. As a valued user of your application, I urge you to rectify this issue to enhance the user experience for all customers.
Response from developer
Hi Deepak! We are here to support you with any concerns. Send an email from your registered email ID with a detailed description of the problem and a screenshot of the app to help@getonecard.app. Kindly share the allotted ticket ID here for necessary assistance.
Best Credit Card App in the Market
One request to the dev team - There should be an option to remove and add new landlords in the rent section. I can’t use it as I have moved houses and can’t add a new landlord.
Response from developer
Hello! We're grateful for your feedback and the kind words you've shared. Please rest assured that we will notify you as soon as there are any updates available regarding the feature you mentioned. If you have any further questions or concerns, feel free to reach out to us. We're here to assist you. Stay tuned!
Excellent Credit Card Choice
First and foremost, the rewards program is exceptional. I appreciate how it offers cashback on a wide range of purchases, allowing me to earn rewards on everyday expenses. The flexibility to redeem these rewards in various ways adds further value to the card.
Moreover, the card's benefits extend beyond just rewards. The customer service provided by the Bank of Baroda team has been exceptional. Anytime I've had a question or concern, they have been prompt and helpful in resolving it.
The online platform and mobile app are also incredibly user-friendly, making it easy for me to manage my account, track expenses, and make payments on the go.
Overall, I wholeheartedly give the One Card a 5-star rating. It's rare to find a credit card that not only meets but exceeds expectations, and this one certainly does. I highly recommend it to anyone in search of a reliable and rewarding credit card option.
Response from developer
Hey there, A standing ovation for your stellar 5-star rating! 👏 Your feedback is our encore, and we're thrilled to have delighted you. Thanks for being part of our applause-worthy community! -Yuki
The card is scam don’t fall for it
Response from developer
Hey Fam, We're sorry to hear that your experience wasn't up to par. Your review is important, and we want to address any issues. Could you please share more details or contact us at help@getonecard.app using your registered email ID. Rest assured we will help you further. -Yuki
Very bad customer care
Response from developer
Hey there, We don't want our users to feel this way. Your happiness is our success. We're here to help you, every step of the way. We request you to drop us an email at help@getonecard.app with your registered email ID so that we can help you in a better way. We at Oneworld are awaiting your response. -Yuki
Invalid charges
Don’t go for this one card scam. I will never use this stupid card again ever.
Response from developer
Hi there, As already mentioned by you, the over-limit charges are mentioned at the time you activate your virtual OneCard. You can also switch off the same form the app itself any time you wish. Also, all the charges are already clearly mentioned in the MITC of your issuer bank on our website. You may refer to the same. Thanks! - Ahi
This Is My 5th Review They have Not Updated Yet
Just Think This is Just the start of Process What will Happen When I Open the Ac And Tomm If Any Wrong Transaction will Happen Through my Card Or Loss Of Card How Will these Guyzz Reach Us Will They Provide any Help I Cant Trust This Finance Institute Or Whatever Request You To just be aware Thankyou...!
Response from developer
Hi Jignesh, we're here to help! Let us know your allotted ticket ID so we can look into this and assist you further. Thanks! - Ahi
Threatening and Misbehaviour
Response from developer
Hi there, do not worry as we're always here to help. All you have to do is drop us an email over to help@getonecard.app from your registered mail ID along with your registered mobile number and a screenshot of the error if any so we can get this checked for you right away! - Ahi
Worst card ever in the history of credit cards ever made!
Response from developer
Hi Anurag, in case you chose to close your OneCard within 6 months of activation, you will be charged a closure fee. This is also clearly mentioned on our website under the MITC of your OneCard issuer bank. Would also like to mention here, in case your card is relatively new, higher value transactions and wallet transfers can be considered as fraudulent transactions and hence same is declined. Request you to wait for some time and try transacting with a different merchant with a lower amount. This helps you build your credit profile with us and you shall be able to make higher-value transactions after a few months. Thanks!
Worst OneCard
Response from developer
Hi there, we're here to help! Let us know your allotted ticket ID so we can look into this and assist you further. Thanks! - Ahi
Address change option required
Response from developer
Hi Raj, would like to mention here that the address once registered cannot be changed as this is a financial product and the registered address will be used for KYC purposes. You can only proceed with the details entered by you at the time of registration and you will have to provide the proof for the same. Request your understanding here. Thanks! - Ahi
Worst App and service
Response from developer
Hey Achyuth, we regret the inconvenience caused. Please let us know more about your concern by writing to us at help@getonecard.app. If in case you have already reached out to us kindly share the allotted ticket id here. - Shri
Don’t sign up worst app ever
Response from developer
Hi there, we're here to help! Let us know your allotted ticket ID so we can look into this and assist you further. Thanks! - Ahi
Cleanest App Ever
Worst credit card
Response from developer
Hey Raza, we understand your concern and here to assist you. We tried looking for your email/concern lodged at our end but couldn't find it. Please help us with your allotted ticket id here so that we can get back to you at the earliest and guide you further. -Yash
Nice UI but some key features missing
1. Have an option to show spend by category. (Not points but spend as it took a few emails to clarify this to the support team but still didn’t get a satisfactory response). This is a basic feature in this day and age where I want to know where do I spend the most. This should be easy and be shown in a Pie chart or something.
2. The chat option really needs to be improved as some of the options just loop back with no way to move forward. Either have an option call back (and don’t make me search the internet to get your call centre number. There should be an option to cal directly fro app) or register a ticket. For example a transaction that shows up on the app but at the merchant shows declined, while using the App ends with two options call or raise a ticket. Call feature doesn’t work and raise a ticket asks me for the merchant terminal no. Do you expect people who are facing these issues to standby at the merchant and use the chat option to fix it then and there ?
Please think of App usage from a end user perspective ans not a developer.
Response from developer
Hi Ameet, we have checked our records and would like to inform you that our team has addressed all your concern over the email sent by you under ticket id 200716. We request you to reply to the ongoing trial in case of any further assistance needed. -Yash
