Best apps like OTP Smart

24+ similar apps compared and reviewed

4.3 avg rating
10 free apps
Updated September 2026

OTP Smart is great, but it's not the only option. Explore 24+ similar apps for iPhone and iPad, each reviewed and rated by real users. Find free alternatives, premium upgrades, and hidden gems.

Top Alternatives to OTP Smart

4.7😐(534 ratings)
FreeAds
PUMB - Online Bank 24/7 screenshot 1
PUMB - Online Bank 24/7 screenshot 2
PUMB - Online Bank 24/7 screenshot 3
PUMB - Online Bank 24/7 screenshot 4
PUMB - Online Bank 24/7 screenshot 5
PUMB - Online Bank 24/7 screenshot 6

Manage your finances conveniently with this mobile banking app. Open and manage cards with no fees, transfer money, apply for credit, pay bills, and even make international transfers. It offers a comprehensive suite of tools for everyday banking needs.

What We Love

  • 👍 User-friendly and intuitive interface
  • 💰 Zero commission fees
  • 🚀 Fast and convenient transactions
  • ✨ Beautiful and modern design
  • 📱 Comprehensive mobile banking functionality
  • 🔒 Secure authentication methods
  • 💡 Regular app improvements and updates
  • 🌍 Works reliably from abroad
  • 📊 Good currency exchange features
  • ⭐ Competitive with top Ukrainian banks

Room to Improve

  • 🐛 Frequent app crashes and freezes
  • ⏱️ Slow performance and loading times
  • 🔐 Account blocking without clear explanation
  • 📲 Excessive and frequent app updates
  • 🚫 Cannot close accounts online
  • ⚠️ Verification issues with Diya system
  • 🔔 Notification settings don't work properly
  • 💳 Cannot add cards to Apple Pay
  • 🌐 Web version access limitations
  • 😤 Poor customer support responsiveness
  • 🚫 Confusing app navigation and logic
  • 💸 Blocked accounts with funds trapped

More apps like OTP Smart

4
izibank: легкий мобільний банк
izibank: легкий мобільний банк
izibank: легкий мобільний банк
Кешбек 0,5% на всі покупки
Free

This mobile banking app offers instant credit cards with generous limits and a long interest-free period. Manage deposits, make contactless payments, and enjoy convenient transfers and bill payments. Gamified activities and 24/7 support enhance the user experience.

Instant credit card with up to 200,000 ₴ limitContactless payments via Google Pay/Apple PayOnline deposit management
💰 Finance
(23)
free
5
ЕКО-Банк
ЕКО-Банк
ЕКО-Банк
by Ukrgasbank Joint Stock Bank Public Joint Stock Company
Free

Manage your payment cards 24/7 from anywhere in the world. Check balances, transfer funds, view transaction history, and manage card limits and statuses. Find nearby ATMs and branches with route planning.

Card balance checksFund transfersTransaction history
💰 Finance
(450)
free
6
Click OTPay
Click OTPay
Click OTPay
Mobile bank for Business
Free

Manage your business finances directly from your smartphone. Monitor account activity, create and sign payments, and exchange messages with your bank anytime, anywhere. This app offers 24/7 access to essential banking tools for legal entities and entrepreneurs.

Monitor fund movementView current balancesCheck payment status
💰 Finance
(2)
free
7
Штрафи ПДР та Страхування авто
Штрафи ПДР та Страхування авто
Штрафи ПДР та Страхування авто
Оплата штрафів та Е-Страховка
Free
$2.99 | 100% OFF

This app allows users to check and pay traffic fines and executive service debts online. It also facilitates the purchase of electronic car insurance policies, offering convenience and potential discounts. Additional services include roadside assistance across Ukraine and EU countries.

Online traffic fine paymentExecutive service debt checkElectronic car insurance purchase
💰 Finance
(653)
freemium
8
Банк Власний Рахунок: онлайн
Банк Власний Рахунок: онлайн
Банк Власний Рахунок: онлайн
Кредит, валюта, депозит, гроші
Free

This digital banking app offers convenient management of personal and credit funds, with special benefits for shopping at "Silpo". Open virtual cards, earn loyalty points, and manage loans, currency, and deposits all from your smartphone.

Virtual card in 5 minutes1% back in balobonus pointsCredit limit up to 100,000 UAH
💰 Finance
(49)
free with in-app purchases
9
CA+ Digital bank
CA+ Digital bank
CA+ Digital bank
Free Platinum and credit card
Free

Manage your finances with ease, from checking balances and transferring funds to saving and borrowing. Securely handle all your banking needs, including card management and bill payments, all within a single application.

Check card balancesTransfer money between accountsCurrency exchange
💰 Finance
(252)
free
10
multi — financial supermarket
multi — financial supermarket
multi — financial supermarket
Currency converter, Exchange
Free

Access real-time currency exchange rates from multiple sources, including Ukrainian banks, NBU, and exchange offices. Convert currencies instantly, find nearby exchange locations on a map, and track cryptocurrency prices. Book currency online to fix rates and guarantee availability.

Real-time exchange rates from 4 sourcesCurrency converterMap of exchange offices and banks
💰 Finance
(138)
free with in-app purchases