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OTR Clutch

OTR Clutch

by OTR Capital LLC

194 ratings
10 reviews
💼 Business
💰 Finance
Free

Details

Released
July 12, 2023
Updated
September 10, 2026

Features

Developer

OTR Capital LLC
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About

This app offers an online banking solution tailored for trucking companies, providing unlimited cash back on debit purchases and helping to build business credit for financing options. It's a secure, FDIC-insured platform with no hidden fees or minimums.

✓Unlimited cash back on debit purchases
✓Build business credit
✓Access to financing options
✓FDIC-insured banking
✓No fees, minimums, or credit checks
✓Integrates with OTR Solutions services
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What's New in OTR Clutch

1.10.0

September 10, 2026

Security & Platform Enhancements

User reviews

Most RecentHighest RatedLowest Rated

Otr sucks stay clear

This a failing company. They keep expanding beyond their means and failing customers. This app is another example of how much their platform and product lacks and fails at
MMMongolian Mikey

App is buggy

App needs lotta work
BBBig broody

App is just as bad as Otr

This app is glitchy as heck, and the company otr has no clue how to make it work, i get logged out everytime i leave the app, filing a disputed is a hassle, and over otr sucks as a company
MMMongolian Mikey

App sucks

It has a lot of bugs occasionally, not user friendly and wouldn’t recommend as a banking option
Cchesscheck11

Log in

I honestly don’t like when I close it the app I’ll have to log all the way in again. I’ll have to reinsert all my log in information again. Can’t use Face ID or fingerprint on either iPhone or android
WEWilson’s elite express
See 5 more reviews

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FAQ

What does OTR Clutch do?

OTR Clutch is an online banking solution specifically designed for trucking companies. It allows users to earn unlimited cash back on debit purchases, build business credit to access financing, and provides a secure, FDIC-insured banking platform.

What are the key features of OTR Clutch?

Key features include earning cash back on all debit card swipes, building business credit for financing opportunities, and a secure banking experience backed by FDIC insurance. It also offers no fees, no minimum balance requirements, and no credit checks to open an account.

Is OTR Clutch free to use?

Yes, OTR Clutch is free to use. There are no monthly fees, no minimum balance requirements, and no credit checks needed to open an account. You can start spending and earning cash back immediately.

Who is OTR Clutch for?

This app is tailored for trucking companies and owner-operators. It aims to provide financial tools and benefits that specifically address the needs of the transportation industry, helping them manage finances and grow their businesses.

Can I use OTR Clutch with my existing bank accounts?

Yes, you can keep your current bank accounts and use OTR Clutch alongside them. The app is designed to be a complementary financial tool, and users are encouraged to make it their preferred banking option over time.