Best apps like Owe Book: Debt & IOU Tracker

10+ similar apps compared and reviewed

4.5 avg rating
10 free apps
Updated August 2026

Whether you want more options like Owe Book or a completely different take on the same concept, our curated list of 10+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to Owe Book

SubFarm - Subscription Tracker#1

SubFarm - Subscription Tracker by Yash Rajesh Gandhe

Track and Manage Subscriptions
Editor's Choice
💰 Finance
5.0(1 ratings)
FreeIn-App Purchases
SubFarm - Subscription Tracker screenshot 1
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SubFarm - Subscription Tracker screenshot 3

Effortlessly manage recurring payments and track expenses with a unique farming game. Get smart reminders for upcoming bills and free trials, and easily cancel unwanted subscriptions. Visualize your spending and watch your digital farm grow as you stay organized.

Debt Tracker IOU: Khatta Flow#2

Debt Tracker IOU: Khatta Flow by Aniqa Safdar

Personal Loan Manager & Ledger
Strong Contender
💰 Finance
5.0(1 ratings)
FreeIn-App Purchases
Debt Tracker IOU: Khatta Flow screenshot 1
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This app helps you track personal loans and debts, ensuring you never forget who owes you money. It offers smart financial insights, payment reminders, and secure local storage for your financial records.

More apps like Owe Book

4
Who Owes Me - LentPal
Who Owes Me - LentPal
Who Owes Me - LentPal
Track personal debts & IOUs
Free

Easily track personal loans and casual debts with friends, family, or coworkers. Log every loan or IOU in seconds, get clear summaries of all balances, and receive reminders for payments. Avoid awkward money conversations and keep all your casual debts organized in one simple place.

Track loans instantlySmart balance overviewPayment reminders
💰 Finance
(6)
freemium
5
Debts Break
Debts Break
Debts Break
Payoff Plan & Snowball Method
Free

This app helps you become debt-free using popular payoff strategies like the Snowball method. It offers visual tracking, detailed reports, and multiple payoff plans to manage your debts effectively and save on interest.

Debt payoff strategies (Snowball, Highest Interest, Lowest Balance, etc.)Visual debt tracking and progress monitoringAutomatic balance updates
💰 Finance
(96)
free with in-app purchases
6
Subsee - Track Subscriptions
Subsee - Track Subscriptions
Subsee - Track Subscriptions
One App for all financial subs
Free

Manage all your recurring payments and subscriptions in one place. Track costs, receive timely notifications for upcoming payments, trials, and contract renewals. Gain insights into your spending with detailed reports and charts.

Subscription templatesPush notification alertsTrial period control
💰 Finance
(117)
free with in-app purchases
7
Debt Tracker - Debts
Debt Tracker - Debts
Debt Tracker - Debts
Easy to use debt tracker
Free

Easily manage all your financial commitments, whether you owe money or are owed. Track debts and receivables by currency, plan your debt payoff, and monitor monthly progress. Stay organized and in control of your finances with this intuitive money tracking app.

Manage debts and receivablesSeparate by currencyDebt payoff planner
💰 Finance
(105)
free with in-app purchases
8
Cashbook Lite - Expense/Income
Cashbook Lite - Expense/Income
Cashbook Lite - Expense/Income
by Regis Teixeira Magnus
Free

Manage personal or business finances with this intuitive app. Track daily income and expenses, control cash flow, and monitor credit. Ideal for individuals managing household budgets or businesses needing a simple cash register or credit accounting tool.

Track daily income and expensesManage cash flowFunction as a cash register
💰 Finance
(15)
free with in-app purchases
9
Simple Money Recorder
Simple Money Recorder
Simple Money Recorder
Simple is Best
Free

Easily track your monthly income and expenses with this straightforward finance app. It allows for simple recording of revenue and expenditures, providing a clear overview of your financial activity.

Record income and expendituresView transaction logsCustomize settings
💰 Finance
(80)
free with in-app purchases
10
Account & Expense Manager
Account & Expense Manager
Account & Expense Manager
Track spending & manage budget
Free

Manage your daily transactions and take control of your finances with this intuitive budgeting and expense tracking app. It offers features like multi-account tracking, advanced search, and secure biometric lock for easy financial management.

Track multiple accountsAdvanced searchPDF and CSV export
💰 Finance
(144)
free with in-app purchases