OweMate - IOU & Debt Tracker
Ai Pay Reminders & IOU Money
About
Easily track who owes you money and what you owe others. Features smart AI-generated payment reminders and support for over 70 currencies. Syncs across devices and offers PDF export for clear statements.
What's New in OweMate
1.6
July 9, 2026
This update brings a more polished OweMate: - Refreshed design with a cleaner, more modern look - Smoother, more reliable performance throughout the app - Various bug fixes and stability improvements Thanks for using OweMate! We're always working to make tracking who owes what simpler. Enjoying the app? A rating or review really helps.
MoreIn-App Purchases
$4.99
OweMate PRO
Remove all ads and unlock faster Ai message generation.
Developer apps
FAQ
Does OweMate have ads?
Yes, OweMate contains advertisements. A one-time tip is available to remove ads and make AI messages instant.
What is the pricing for OweMate?
OweMate is free to download and use with all features unlocked. There are no subscriptions or recurring fees. A one-time tip option is available to remove ads.
How does OweMate handle different currencies?
OweMate supports over 70 currencies, making it suitable for international transactions, travel, and managing money with friends or clients abroad.
Is OweMate secure for tracking financial information?
OweMate prioritizes privacy with on-device AI and data stored in your iCloud. No accounts or third-party tracking are used, ensuring your financial data remains private.
What devices does OweMate support?
OweMate is available for iPhone and iPad, with data syncing automatically across these devices via iCloud.
How often is OweMate updated?
The latest version of OweMate was released on June 19, 2026, indicating regular updates to improve functionality and reliability.
Can OweMate help with rent splitting?
Yes, OweMate is perfect for roommates tracking utilities and household costs, including rent, making shared expenses clear and easy to manage.
What is the age rating for OweMate?
OweMate has an age rating of 4+, making it suitable for a wide range of users managing personal finances.