Best Owe Apps

184+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated May 2026

Finding the right owe app can be overwhelming with so many options. We've analyzed 184+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.

Top Picks for Owe

OweYou - Money That's Yours#1

OweYou - Money That's Yours by 404 Archive LLC

Class Action Settlements
Editor's Choice
💰 Finance
4.6(788 ratings)
FreeAdsIn-App Purchases
OweYou - Money That's Yours screenshot 1
OweYou - Money That's Yours screenshot 2
OweYou - Money That's Yours screenshot 3

Join class action settlements from companies you've purchased from and claim your owed money in a simple and easy way. Select the brands you've bought from, join the settlement pool, and get cash once approved - no legal expertise required.

OweMe - Debt Tracker#2

OweMe - Debt Tracker by AIR APPS SYSTEMS, UNIPESSOAL, LDA

Keep track of your money
Strong Contender
🔧 Utilities
4.7(289 ratings)
FreeAdsIn-App Purchases
OweMe - Debt Tracker screenshot 1
OweMe - Debt Tracker screenshot 2
OweMe - Debt Tracker screenshot 3
OweMe - Debt Tracker screenshot 4

Track and manage your debts efficiently with an intuitive debt manager app that reminds you of unpaid debts and provides an overview of all outstanding amounts. Upgrade to unlock pro features and choose from various subscription options for enhanced functionality.

Who Owes Me - Payment Tracker#3

Who Owes Me - Payment Tracker by Roman Voglhuber

Remember debts & split costs
Worth Considering
💰 Finance
3.9😐(23 ratings)
FreeIn-App Purchases
Who Owes Me - Payment Tracker screenshot 1
Who Owes Me - Payment Tracker screenshot 2
Who Owes Me - Payment Tracker screenshot 3
Who Owes Me - Payment Tracker screenshot 4
Who Owes Me - Payment Tracker screenshot 5
Who Owes Me - Payment Tracker screenshot 6

Keep track of debts and IOUs with ease using this handy app. Never forget who owes you money and stay on top of your finances effortlessly. Sign up now to simplify managing your debts.

What We Love

  • 👍 Easy to use and intuitive
  • 🚀 Provides a good overview of debts
  • 💡 Helpful for tracking money owed
  • 🚀 Simple and straightforward

Room to Improve

  • 💰 Subscription or high one-time cost
  • 🔒 Limited functionality in free version
  • 🐛 Sync issues between devices

More Owe apps to explore

4
Loan Tracker: You Owe Me
Loan Tracker: You Owe Me
Loan Tracker: You Owe Me
IOUs & Money Messages
Free
💰 Finance
(340)
5
Owe: Debt Tracker & Planner
Owe: Debt Tracker & Planner
Owe: Debt Tracker & Planner
Keep Track of Debt Payoff Plan
Free

This debt tracking application helps you manage your personal finances by allowing you to track who owes you and whom you owe, add one-off and recurring payments, and set reminders for upcoming payments. By using this app, you can easily stay on top of your budget, avoid missed payments, and keep track of your debts.

💰 Finance
(3)
6
PayMeLater Friend Debt Tracker
PayMeLater Friend Debt Tracker
PayMeLater Friend Debt Tracker
Track debts and split bills
Free

Easily track and manage debts with friends by snapping pictures of bills, assigning expenses, and keeping a running tally of what everyone owes. Sign up with your phone number and start settling up with friends today!

💰 Finance
(61)
7
Debt & Bill Tracker – Saldo
Debt & Bill Tracker – Saldo
Debt & Bill Tracker – Saldo
Payments Planner & Reminder
Free

Track and manage your debts easily with our financial management assistant! Organize loans, track payments, set reminders, and stay on top of your finances effortlessly. Download now to simplify your financial life and enjoy peace of mind.

💼 Business
(260)
8
owed
owed
owed
money mangement made easy!
Free

This application helps users manage money owed to them by friends and family, allowing them to track multiple debts, send reminders, and view payment history. It's free to use, easy to set up, and offers features like contact integration, notifications, and 3D touch functionality.

💰 Finance
(50)
9
Debes: Who owes me? Do I owe?
Debes: Who owes me? Do I owe?
Debes: Who owes me? Do I owe?
by Tomas Chyly
Free

This application helps you track and manage debts by allowing you to keep a record of people who owe you money and those you owe, as well as categorize debts by creating items. It works offline, providing a secure and convenient way to organize your finances.

💰 Finance
(1)
10
Bills Organizer & Reminder
Bills Organizer & Reminder
Bills Organizer & Reminder
Bill Manager and Bill Monitor
Free

Easily manage and track your bills with this intuitive application. Stay organized, on top of due dates, and take control of your finances – download now and never miss a payment again!

💰 Finance
(22K)
11
Rocket Money - Bills & Budgets
Rocket Money - Bills & Budgets
Rocket Money - Bills & Budgets
Subscription & Expense Manager
Free

Rocket Money helps you effortlessly manage your bills, track payments, and stay on top of your finances. Take control of your budget today with Rocket Money!

💰 Finance
(356K)
12
iOweYou: Debt Tracker
iOweYou: Debt Tracker
iOweYou: Debt Tracker
by Nikolai Nobadi
Free
💰 Finance
(0)
13
How Much Do I Owe?
How Much Do I Owe?
How Much Do I Owe?
by Sharif Doghmi
Free

This application helps you calculate how much you owe when splitting bills with a group, ensuring everyone pays their fair share of tax and tip. By using a proportional formula based on the size of your order, it provides an accurate and easy way to determine your share, making it simple to pay back the host and avoid overpaying or underpaying.

🔧 Utilities
(10)
14
OWE-CSA
OWE-CSA
OWE-CSA
by Victor Alarcon
Free
📚 Education
(0)
15
YouOwe
YouOwe
YouOwe
by Deval Parikh
Free
🔧 Utilities
(6)
16
You Owe You
You Owe You
You Owe You
by Agile Infoways
Free
💰 Finance
(0)
17
Relief: Get out of debt
Relief: Get out of debt
Relief: Get out of debt
Reduce your credit card debt
Free

Reduce overdue debt with ease using our innovative application, designed to help you manage and alleviate financial burdens. Take control of your debt today!

💰 Finance
(1.2K)
18
Log of Owe
Log of Owe
Log of Owe
Personal Owe Tracker
Free
🔧 Utilities
(0)
19
IOweU by 2genio.us
IOweU by 2genio.us
IOweU by 2genio.us
Track belongings and tasks
Free

This application helps users track what they owe or are owed by others, making it easy to manage personal transactions and household chores. It allows users to create and share IOUs, assign chores, and offer rewards, making it a simple and efficient way to stay on top of responsibilities and transactions.

📊 Productivity
(0)
20
OWE您的韓國醫美保養專家
OWE您的韓國醫美保養專家
OWE您的韓國醫美保養專家
by Blooming beauty medical CO., LTD.
Free
🛍️ Shopping
(1)

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