OweOwe

OweOwe is a gentle debt tracker for people who want to pay things down at their own pace. Write down what you owe and what others owe you, record each payment as it happens, and watch every balance get a little lighter. No bank connections, no pressure, no judgement. Just a clear picture and small steps forward. WHAT YOU CAN DO • Track balances you owe, and money owed to you by friends and family • Set a monthly, weekly, one-off or custom instalment schedule, or keep it flexible • Record payments in seconds, and pay a later instalment early when you can • See your progress on every balance and across everything • Get a quiet reminder before payments are due • Choose your currency, including RM, S$, Rp, ฿, ₱, US$, € and more • Share a progress-only journey link if you want encouragement. Amounts stay hidden unless you choose to show them PRIVATE BY DEFAULT OweOwe works fully without an account, and your records stay on your phone. If you want a backup across devices, you can sign in with Apple, Google or your email. No ads, no tracking, no selling your data. NOT FINANCIAL ADVICE OweOwe helps you keep track of balances you enter. It does not move money, connect to bank accounts or give financial advice. One step at a time.