Best apps like Owey - IOU & Debt Tracker

10+ similar apps compared and reviewed

4.6 avg rating
10 free apps
Updated August 2026

Whether you want more options like Owey or a completely different take on the same concept, our curated list of 10+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to Owey

KorLoans: Loan Manager#1

KorLoans: Loan Manager by Kor Solutions

Lend, Track, Get Paid Back
Editor's Choice
💰 Finance
5.0(1 ratings)
FreeIn-App Purchases
KorLoans: Loan Manager screenshot 1
KorLoans: Loan Manager screenshot 2
KorLoans: Loan Manager screenshot 3
KorLoans: Loan Manager screenshot 4
KorLoans: Loan Manager screenshot 5
KorLoans: Loan Manager screenshot 6

Manage private loans and track payments effortlessly. This app helps lenders organize borrower information, loan details, and payment history in one place. It offers a clear overview of your lending portfolio and allows borrowers to access their own loan information.

IOU - OweTracker#2

IOU - OweTracker by MASON QULIZADA

Who Owes Me - Debt Tracker
Strong Contender
💰 Finance
5.0(2 ratings)
FreeIn-App Purchases
IOU - OweTracker screenshot 1
IOU - OweTracker screenshot 2
IOU - OweTracker screenshot 3
IOU - OweTracker screenshot 4
IOU - OweTracker screenshot 5
IOU - OweTracker screenshot 6

Easily track money lent, borrowed, and owed without spreadsheets. Manage personal debts, shared expenses, and recurring bills with clear overviews of balances and payment history. Log payments instantly and stay organized with automatic tracking for monthly charges.

More apps like Owey

4
IOU – Due & Lend Tracker
IOU – Due & Lend Tracker
IOU – Due & Lend Tracker
Track Money You Owe & Lend
Free
💰 Finance
(0)
5
Dibs: Debt & IOU Tracker
Dibs: Debt & IOU Tracker
Dibs: Debt & IOU Tracker
Who owes who, made simple
Free
$0.99 | 100% OFF

Easily track who owes whom money and manage your debts. This app simplifies splitting group expenses, setting reminders for payments, and visualizing your financial balance with friends. It offers a private experience with no account or cloud storage required.

Track individual and group debtsSplit expenses evenly or with custom amountsSet payment reminders
💰 Finance
(1)
free with in-app purchases
6
Debt Tracker – IOU & Loans
Debt Tracker – IOU & Loans
Debt Tracker – IOU & Loans
Track money you owe or lend
Free

Easily track money lent to friends or borrowed from family. Record payments, set reminders, and manage all your personal loans and IOUs in one private place. Focuses solely on interpersonal debt, not general expenses.

Track interpersonal debtsRecord partial paymentsSet custom reminders
💰 Finance
(1)
freemium
7
Who Owes Me? – IOU & Debt Log
Who Owes Me? – IOU & Debt Log
Who Owes Me? – IOU & Debt Log
Borrow, lend & split bills
Free

Easily track loans and manage outstanding debts from previous months. This finance app helps you stay organized and ensures you get paid back. It offers bug fixes for improved speed and stability.

Track loansManage outstanding debtsView pending transactions
💰 Finance
(0)
free with in-app purchases
8
OweMate - IOU & Debt Tracker
OweMate - IOU & Debt Tracker
OweMate - IOU & Debt Tracker
Money Owed? AI Asks For You
Free

Easily track who owes you money and what you owe others. Features smart AI-generated payment reminders and support for over 70 currencies. Syncs across devices and offers PDF export for clear statements.

Track IOUs and shared expensesAI-powered payment remindersSupport for 70+ currencies
💰 Finance
(2)
free with in-app purchases
9
Splenty: Split Group Expenses
Splenty: Split Group Expenses
Splenty: Split Group Expenses
Who owes what, made simple
Free
💰 Finance
(0)
10
DueTrace
DueTrace
DueTrace
Debt & IOU Tracker
Free
💰 Finance
(0)