Easily track money borrowed and lent with this finance management tool. Record transactions, manage contacts, and get summaries of your debts. Offers cloud storage, PIN lock, and data export options.






9+ similar apps compared and reviewed
Whether you want more options like Owl Debt Focus or a completely different take on the same concept, our curated list of 9+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.






Easily track money borrowed and lent with this finance management tool. Record transactions, manage contacts, and get summaries of your debts. Offers cloud storage, PIN lock, and data export options.






This app helps you manage personal debts by recording balances, due dates, and repayment progress. It offers a dashboard for an overview, payment planning tools, and customizable reminders to avoid missed payments. Additionally, it provides learning resources on personal finance and debt management.



Easily track and manage all your debts and loans in one place. This app simplifies due dates, payments, and balances with intuitive color coding and automatic data backup. It supports multiple currencies, recurring payments, and offers AI-driven insights to help reduce debt stress.


Calculate monthly loan payments and total overpayment with support for prepayments. Analyze debt structure, compare loan offers, and receive payment alerts. Optimize your repayment strategy with forecasting tools.




Easily track and manage personal finances by categorizing credit and debt across multiple devices. Create separate spaces for different financial situations, share summaries, and use the built-in calculator for complex calculations.


Securely manage personal finances, business, and projects without registration or ads. Track expenses, income, and budgets with multi-currency support and detailed reports. Offers fast search and automatic backups for peace of mind.

