
About
This app helps you manage your money with a zero-based budgeting system. Track income, expenses, and debts, and gain insights into your spending habits. Securely link bank accounts for automatic syncing and customize your experience with themes.
What's New in Own Your Budget
1.4.2
June 29, 2026
1.4.2 Hotfix: Our latest 1.4.1 update created a bug that made the add transaction and transactions above it when the keyboard appeared and disappeared freeze and displace the entire screen. This has been fixed. Please continue to send feedback/bug reports to help.oyb@yahoo.com. Thank you!
MoreSubscription plans
QuickBudget Pro Annual Membership
Annual Membership to QuickBudget Pro
User reviews
Developer apps
FAQ
How does Own Your Budget help me budget?
Own Your Budget uses a zero-based envelope budgeting system. This means you allocate every dollar of your income to specific categories, ensuring you know exactly where your money is going and can plan your spending effectively.
Can I link my bank accounts to Own Your Budget?
Yes, OYB Membership allows you to securely link your bank accounts using Plaid. This enables automatic syncing of balances and transactions, simplifying your tracking process.
Is Own Your Budget free to use?
The core features of Own Your Budget, including building budgets, logging transactions, and tracking debt, are free to use. OYB Membership unlocks premium features like bank linking and custom themes.
What are the subscription options for OYB Membership?
OYB Membership offers a monthly plan at $10.00/month and an annual plan at $60.00/year. The annual plan includes a 14-day free trial.
How secure is my financial data with Own Your Budget?
Security is a priority. Bank connections are handled through Plaid, and OYB only receives read-only access, meaning it cannot move, send, or spend your money. You can also lock the app with Face ID or a passcode.
Does Own Your Budget have ads?
No, Own Your Budget is ad-free. The developers state that your data is never sold, and the app experience is not interrupted by advertisements.
Can I export my budget data from Own Your Budget?
Yes, you can export your full budget as a spreadsheet at any time. This allows for further analysis or record-keeping outside of the app.
What devices does Own Your Budget support?
Based on the provided data, Own Your Budget currently supports iPhones. It also syncs privately through iCloud across your devices.






