
About
This banking service is designed for sole proprietors and corporations in logistics and construction. It offers smart money management tools, including fee-free accounts, debit cards with rewards, and mobile transaction capabilities, to help businesses focus more on their operations.
What's New in OWNER'S BANK
5.7.0
August 2, 2026
サービス提供元の社名変更に伴う表示変更を行いました。なお、サービス内容やご利用方法に変更はありません。
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FAQ
What are the fees for OWNER'S BANK?
OWNER'S BANK offers a free monthly service fee and account maintenance fee. Transfers to other banks and ATM usage fees are 110 JPY (tax included) each.
How do I get a debit card with OWNER'S BANK?
A debit card is issued for free simply by opening an account. There is no credit check required, and the annual fee is also free. You can earn 0.8% points on purchases based on your monthly spending.
Can I manage my business funds easily with OWNER'S BANK?
Yes, you can manage funds smartly using features like purpose-specific accounts, fixed-amount automatic transfers, and fixed-amount automatic remittances. This allows for automated savings and efficient management of business funds.
Is OWNER'S BANK secure?
Security is robust with biometric authentication, eliminating the need for complex password entry and ensuring smooth, secure transactions. It also uses FIDO authentication for enhanced safety.
How quickly can I open an account with OWNER'S BANK?
For sole proprietors, account opening can be completed in as little as 5 minutes, with the account available as early as the same day. For corporations, it takes approximately 10 minutes, with accounts available by the next business day.
Can I withdraw cash from ATMs without a physical card using OWNER'S BANK?
Yes, you can use the 'App de ATM' feature to withdraw and deposit cash at Seven Bank ATMs and Lawson Bank ATMs nationwide without needing your physical cash card.
Does OWNER'S BANK offer foreign currency services?
Yes, OWNER'S BANK allows you to open foreign currency deposit accounts and trade foreign currency savings accounts in real-time. You can also apply for foreign currency installment savings from 500 JPY.
How often is OWNER'S BANK updated?
The latest version is 5.7.0, last updated on August 2, 2026. This indicates regular updates to improve functionality and security.



