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Manage your finances with flexible options, even if you have a credit history. Purchase in installments, access cash loans, and recharge your phone balance digitally. Grow your credit line with responsible use and enjoy clear financial control.
✓Buy in installments without a credit card
✓Access digital cash loans
✓Recharge mobile phone balance
✓Flexible payment options
✓Growing credit line
✓Clear financial control
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What's New in Pago Después
1.40.1
October 27, 2026
En esta nueva versión nos renovamos para ofrecerte una mejor experiencia, para que puedas continuar comprando en cuotas y en tus lugares favoritos. Ahora podés comprar en tiendas escaneando el código QR. También podrás realizar el seguimiento de tus compras de forma fácil y sencilla
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FAQ
What is Pago Después?
Pago Después is a flexible financial management app that allows users to make purchases in installments, access cash loans, and recharge mobile phone balances. It aims to provide financial options even for individuals with credit history challenges.
How does Pago Después help with purchases?
Pago Después enables you to buy in installments at thousands of merchants without needing a traditional credit card. You can choose payment terms ranging from 2 to 15 monthly installments.
Can I get cash loans through Pago Después?
Yes, you can access cash loans digitally through Pago Después. These loans can be repaid over 3 to 32 monthly installments, with effective annual rates (TEA) varying from 0% to 126%.
How is my credit line determined in Pago Después?
Pago Después provides an initial credit line that can grow with your usage and responsible repayment behavior. This allows for increased financial flexibility over time.
Is Pago Después secure?
Pago Después is supervised by the Central Bank of Uruguay and affiliated with the Clearing of Informes (Equifax), indicating adherence to financial regulations and security standards.
What are the repayment terms for loans and purchases?
For purchases, minimum and maximum terms are 2 to 15 monthly installments. For loans, terms range from 3 to 32 monthly installments. Rates are subject to BCU limits.
Does Pago Después have ads?
No, Pago Después does not contain advertisements, providing an ad-free user experience.
What devices does Pago Después support?
Pago Después is available on iPhone and iPod devices.
