About
Manage your finances with flexible options, even if you have credit issues. Purchase in installments without a credit card, access digital cash loans, and recharge your phone. Build your credit line with responsible use and enjoy clear financial control.
What's New in Pago Después
1.35.0
July 1, 2026
En esta nueva versión nos renovamos para ofrecerte una mejor experiencia, para que puedas continuar comprando en cuotas y en tus lugares favoritos. Ahora podés comprar en tiendas escaneando el código QR. También podrás realizar el seguimiento de tus compras de forma fácil y sencilla.
MoreFAQ
What is Pago Después?
Pago Después is a financial management app that allows users to buy in installments without a credit card, access cash loans, and recharge mobile balances. It aims to provide flexible financial options and build a credit line with responsible usage.
How does Pago Después help with purchases?
Pago Después enables you to buy items in installments at thousands of stores without needing a credit card. Purchase orders have minimum and maximum terms of 3 to 15 monthly installments.
Can I get a cash loan through Pago Después?
Yes, you can access cash loans through Pago Después in a 100% digital process. Loans can be repaid over 3 to 32 monthly installments.
What are the interest rates for loans and purchases on Pago Después?
Interest rates for credits and purchase orders on Pago Después range from 0% effective annual rate (TEA) to 127% (TEA), subject to limits set by the Central Bank of Uruguay (BCU).
Is Pago Después safe to use?
Pago Después is supervised by the Central Bank of Uruguay and affiliated with the Clearing of Reports (Equifax), indicating a level of regulatory oversight and data protection.
What devices does Pago Después support?
Pago Después is available on iPhone and iPod devices, offering a mobile-first financial management experience.
How often is Pago Después updated?
The latest version of Pago Después is 1.29.0, and it was last updated on March 17, 2026. This suggests a consistent update schedule to improve the app.
Does Pago Después have ads?
No, Pago Después does not contain advertisements. The app is free to download and use without any ad interruptions.
