Parakit: Expense Tracker

Parakit makes expense tracking take 3 seconds: type the amount, tap a category, done. Keep a simple debt ledger of who owes you and whom you owe, person by person. No account, no sign-up, no bank connection, no internet needed. Your financial records stay on your device. FAST EXPENSE TRACKING • Numpad-first entry screen • Quick add by voice or text ("coffee 4.50") • 19 ready-made categories, plus your own • Clear income vs. expense summary with charts • Daily reminder and logging streak DEBT & IOU LEDGER • Track money you lent and borrowed, person by person • See who owes you and what you owe at a glance • Due-date reminders • Send a friendly reminder via WhatsApp or SMS in one tap BILLS, SUBSCRIPTIONS & INSTALLMENTS • Subscription tracker with renewal reminders • Cheques and promissory notes with due dates • Credit-card installment plans • Multiple wallets and accounts with balances • Upcoming payments at a glance GOLD, CURRENCY & NET WORTH • Cash, bank, gold, foreign currency, crypto and investments • Live gold and exchange rates when you're online • Gold by grams or coins • Net worth in your main currency REPORTS & PLANNING • Monthly summary, trends and a shareable monthly recap card • CSV export and CSV import • Set the month start day to match your payday • Home-screen widget PRIVATE BY DESIGN • Works offline: no account, no cloud • App lock with Face ID / Touch ID • Light and dark theme PREMIUM: ONE-TIME PURCHASE Parakit is free with ads. Premium is a single lifetime purchase, never a subscription: • No ads • Monthly budgets and category limits with alerts • Advanced reports and PDF export • Savings goals • Recurring transactions (salary, rent, bills) • Smart insights and receipt photos • Unlimited custom categories • Backup & restore to your own file • Accent colors Available in 13 languages, with multi-currency support. Parakit combines an expense tracker, money manager, budget planner, debt ledger and subscription tracker in one app, for anyone who wants to know where their money goes.