PayAm: Buy & Sell Safely

PayAm is escrow for the Nigerian digital economy — you order am, you pay am, we hold am till you get am. Buying from an Instagram vendor? Selling to a stranger on WhatsApp? PayAm removes the fear from both sides. The buyer's money is held safely by PayAm — not in the seller's pocket — and is released only when the buyer confirms delivery. No more fake receipts. No more vanishing vendors. No more "pay before delivery" wahala. HOW IT WORKS 1. Buyer pays PayAm — the money is locked in a secure vault. 2. Seller delivers — they ship with confidence, knowing payment is secured. 3. PayAm releases the money — the seller gets paid when the buyer confirms. FOR BUYERS • Pay any seller through a secure PayAm link — even if they're not on PayAm yet. • Your money stays protected until you receive exactly what you paid for. • Something wrong? Open a dispute and our resolution team steps in. • Automatic refund if the seller doesn't ship by their promised date. • Track every order from payment to delivery, with in-app chat per deal. FOR SELLERS • Create a payment link in seconds and share it on WhatsApp or Instagram. • Get your own shop page — perfect for your bio link. • Get verified, earn a Trust Badge, and let customers buy with confidence. • Post items to the PayAm marketplace and reach new customers. • Withdraw your earnings straight to your Nigerian bank account. MORE PAYAM POWER • Group deals — split a purchase with friends, everyone pays their share. • Milestone deals — pay for big projects stage by stage, safely. • Proof-of-dispatch photos and delivery tracking on every order. • Ratings and reviews that build every seller's reputation. • Bank-grade encryption. NDPR compliant. Payments processed by Paystack. Whether you're buying sneakers from an IG vendor, paying a tailor for asoebi, or selling to customers across Nigeria — with PayAm, if you no see am, you no go lose your money. Download PayAm and never get scammed again.