It's Payback Time!
It’s about time people have a way to own all their online data!
Free
About
This app analyzes your personal data exports to reveal behavioral patterns and AI-powered summaries. It helps you understand what platforms and advertisers infer from your digital footprint, all while keeping your raw data secure on your device.
✓Privacy-first data analysis
✓Analyzes Google Takeout and Meta exports
✓On-device extraction and local storage
✓AI-powered behavioral summaries
✓Detailed category analysis
✓Secure backend proxy for AI insights
Show original description
What's New in Payback Own
2.0
June 3, 2026
What’s new in 2.0: • Sign in with Apple — create your account quickly and privately. • New demo mode lets you explore Payback with sample data before importing your own. • Smoother onboarding and a more reliable experience throughout the app. • Bug fixes and performance improvements.
MoreUser reviews
FAQ
What data does Payback Own analyze?
Payback Own analyzes data exports from Google Takeout and Meta (Facebook and Instagram). This includes patterns across search, browsing, social activity, app installs, location history, and selected media metadata.
Is my personal data safe with Payback Own?
Yes, Payback Own is privacy-first. Core analysis happens locally on your device, and your raw export files remain on your device. Only extracted behavioral signals are sent securely to Google Gemini for AI summaries.
How often is Payback Own updated?
The latest version, 2.0, was released on June 3, 2026. The app is updated regularly to ensure performance and security.
What devices does Payback Own support?
Payback Own is available for iPhone and iPad devices.
What is the age rating for Payback Own?
Payback Own has an age rating of 4+, making it suitable for a wide range of users.
Does Payback Own have ads?
No, Payback Own does not contain advertisements.
What kind of insights can I get from Payback Own?
You can explore patterns in your digital activity, understand category matches, and receive AI-powered summaries that reveal behavioral profiles and what platforms can infer from your digital footprint.
Can Payback Own process large data exports?
Yes, Payback Own supports on-device extraction, encrypted local storage, and resumable processing, allowing it to handle large data exports effectively.