PayClarity

PayClarity

by Joshua Adkins

7 ratings
Free
In-App PurchasesWith Ads

Rating summary
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Details

Released
November 4, 2026
Updated
November 5, 2026

Features

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About

This app helps couples and roommates manage shared finances by tracking expenses and calculating who owes whom. It simplifies bill splitting, logging shared costs, and settling up payments. Plan your household budget together for financial harmony.

✓Split expenses by income, percentage, or shares
✓Track shared bills and payments
✓Calculate who owes whom
✓Settle up via popular payment apps
✓Receipt scanning
✓Household and group expense management
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What's New in PayClarity

1.1

November 5, 2026

PayClarity 1.1 is our biggest update yet. Everything you already use stays the same, plus: • Balances: see who owes who, with debts simplified to the fewest payments. • Settle up through Venmo, Cash App or PayPal, or record cash. • Shared expenses with flexible splits: evenly, by income, percentages, shares or exact amounts, plus more than one payer. • Groups & trips, kept separate from household bills. • Receipt scanning, read on your device. • Activity feed and notifications when your household adds or pays something. • Pay Plan: if you each pay different bills, choose who pays what and see who owes the difference. • Default splits, Face ID lock and search. • Safer invites: invite people with a private link instead of a 6-digit code, so only the people you invite can join. • Premium: connect your bank to mark bills paid and split card purchases in a tap. • New Household plan: one Premium subscription covers everyone you live with. All of the splitting features are free. Thanks for using PayClarity!

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Subscriptions & In-App Purchases

PayClarity+ Yearly

Ad-Free, Plus other Premium Features.

$19.991 Year
7 Days trial
How to cancel PayClarity subscription ⁉️

Developer apps

FAQ

How does PayClarity handle splitting bills?

PayClarity allows you to split bills evenly, by income, percentages, shares, or exact amounts. You can also designate more than one payer for a single bill.

Can I settle payments directly through PayClarity?

PayClarity simplifies settlement by allowing you to record cash payments or initiate transfers through Venmo, Cash App, or PayPal. The app shows who owes whom with simplified payment suggestions.

What are the premium features in PayClarity?

PayClarity Premium offers bank account connection (US only) for automatic bill marking, itemized receipts, currency conversion, CSV export, and cash forecasting. Premium users also enjoy an ad-free experience.

What are the subscription options for PayClarity?

PayClarity offers 'Just me' plans at $2.99/month or $29.99/year, and 'Household' plans at $4.99/month or $49.99/year. Some yearly plans include a 7-day free trial.

Is PayClarity secure for my financial information?

PayClarity is designed with privacy in mind and states it never sells user data. For premium users, bank connections are read-only via Plaid, and the app never moves money.

How often is PayClarity updated?

The app was last updated on 2026-11-05 with version 1.1. This indicates regular updates to improve functionality and add new features.

Does PayClarity have ads?

Yes, the free version of PayClarity contains advertisements. Users can remove ads by subscribing to PayClarity Premium.

What devices does PayClarity support?

PayClarity is available on iPhone and iPad devices, catering to users within the Apple ecosystem.