Comparison

Splitit Go vs PayClarity

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Splitit Go

Manage installment payments with a mobile-first point-of-sale experience. This app offers speed, clarity, and control for merchants, simplifying complex installment management into an intuitive workflow for in-store or on-the-go use.

Highlights
  • Real-time installment control
  • Mobile-first point-of-sale
  • Intuitive workflow
  • In-store and on-the-go management
  • Speed and clarity
Features
Read full description

The Real-Time Command Center for Installment Commerce Transform how you manage installment payments with Splitit Go - a mobile-first point-of-sale experience designed for modern merchants who need speed, clarity, and control. Whether you are in-store or on the go, Splitit Go turns complex installment management into an intuitive workflow.

About

PayClarity

This app helps couples and roommates manage shared finances by tracking expenses and calculating who owes whom. It simplifies bill splitting, logging shared costs, and settling up payments. Plan your household budget together for financial harmony.

Highlights
  • Split expenses by income, percentage, or shares
  • Track shared bills and payments
  • Calculate who owes whom
  • Settle up via popular payment apps
  • Receipt scanning
  • Household and group expense management
Features
Read full description

PayClarity — Fair Bills for Couples & Roommates Money fights in a shared home are rarely about greed. They happen because nobody made a clear plan, and nobody kept track of who paid for what. PayClarity does both. Add each person's take-home pay and your shared bills, and everyone sees their fair share. Log groceries, takeout and trips as they happen, and PayClarity keeps a running balance of who owes who. Settle up in one tap. NEW IN 1.1: SPLIT EXPENSES, FREE • Balances: who owes who, simplified to the fewest payments. • Settle up through Venmo, Cash App or PayPal, or record cash. • Split evenly, by income, percentages, shares or exact amounts. • More than one payer when two people split th • Groups & trips, kept separate from household bills. • Receipt scanning, read on your device and ne • Activity feed and notifications. • Default splits, search and Face ID lock. • Safer invites: a private link that works onc PLAN THE MONTH TOGETHER ① Add each person's take-home pay. ② Add your shared bills. ③ PayClarity works out each person's fair shar ④ The Transfer tab shows who moves what, and by when. ⑤ Pay from separate accounts? Pay Plan shows who pays each bill and who owes the difference. BUILT FOR HOW YOU LIVE Couples: split by income so nobody is stretched thin. Roommates: split evenly and keep your income p Families: combine income and plan shared costs together. ALSO INCLUDED • Split one bill differently from the rest. • Monthly checklist and Money Date check-in. • Reminders for paydays, due dates and your Money Date. • Bill calendar, spending plan and change hist • Household sharing in real time. • Private by design. PayClarity never sells yo PAYCLARITY PREMIUM • Connect your bank (US): mark bills paid and tap. Read-only via Plaid; PayClarity never moves money. • Itemized receipts and currency conversion. • Statements and CSV export. • Cash forecast, safe-to-spend and stress test • No ads. Household plan covers everyone you live with, • Household: $4.99/month or $49.99/year • Just me: $2.99/month or $29.99/year Payment is charged to your Apple ID at confirmptions renew automatically unless auto-renew isturned off at least 24 hours before the end of the current period. Your account is charged for renewal within 24 hours before the end of the current period. Manage or cancel anytime in your App Store account settings. Privacy Policy: https://jestermedia.app/paycla Terms of Use (EULA): https://www.apple.com/legs/dev/stdeula/

Screenshots

Splitit Go4 screens
PayClarity4 screens

Verdict

The call

The clearest difference is rating: Splitit Go at 5.0 against PayClarity's 4.4. Splitit Go also leads on in-app purchases (none vs 5) and ads (none vs shown). PayClarity's advantage is update cadence (fortnightly vs every 6 months) and ratings volume (7 vs 1). On price and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. PayClarity sells 5 in-app purchases, starting at $1.99 per month. Splitit Go asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Splitit Go holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: PayClarity has 7 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Splitit Go ships an update every 6 months, PayClarity fortnightly. The most recent releases landed on October 30, 2026 and November 5, 2026 respectively.

Scorecard7 real differences · 3 level
Splitit Go versus PayClarity: the parameters behind the verdict, then further details
ParameterSplitit GoPayClarity
PriceFreeFree
Rating5.0 (1 ratings) — better4.4 (7 ratings)
Positive reviews100.0% of reviews—
Number of ratings17 — better
Update frequencyEvery 6 monthsFortnightly — better
AdsNo — betterYes
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better18.6
Further details — not scored
Size43 MB41 MB
Age rating4+4+
DeveloperSplitit USA IncJoshua Adkins

Customer experience

Splitit Go

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

PayClarity

All ratings7 ratings
Positive85.7%
Neutral0.0%
Negative14.3%

In-app purchases

None

Splitit Go

No in-app purchases

5 purchases

PayClarity

Subscriptions4
  • PayClarity+ Monthly$1.991 Month
  • PayClarity+ Monthly Household$4.991 Month
  • PayClarity+ Yearly7 Days trial$19.991 Year
Show 1 more
  • PayClarity+ Yearly Household7 Days trial$49.991 Year
One-time1
  • PayClarity Premium$3.99

Questions

Is Splitit Go free?
Splitit Go is free to download, with no in-app purchases.
Is PayClarity free?
PayClarity is free to download, with in-app purchases available.
Which has better reviews, Splitit Go or PayClarity?
Splitit Go is rated higher. Splitit Go averages 5.0 out of 5 from 1 ratings, while PayClarity averages 4.4 from 7 ratings.
Do Splitit Go or PayClarity have ads?
PayClarity shows ads; Splitit Go does not.
Which is updated more often, Splitit Go or PayClarity?
Splitit Go ships an update every 6 months, and PayClarity fortnightly. Most recently, Splitit Go was updated on October 30, 2026 and PayClarity on November 5, 2026.

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