Pay with Sublime vs Splitit Go
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Pay with Sublime
This app helps you lower your bills by splitting payments and earning cash back. It automatically finds savings, negotiates on your behalf, and tracks your subscriptions. Take control of your finances and reduce expenses without direct customer service calls.
- Split bills into smaller payments
- Earn 5% cash back on timely payments
- Automatic bill negotiation
- Finds hidden savings
- Subscription tracking and management
- Due date alerts
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Pay your bills over time — then lower them. Sublime is the smartest way to manage the bills you already pay and save. Split bills into easy weekly payments, earn cash back, and let AI bring your bills down in the background. SPLIT ANY BILL INTO 4 WEEKLY PAYMENTS Stop juggling between due dates and payday. Sublime pays your bills, and you pay back over time on your schedule. A $400 bill becomes four $100 weeks — no late fees, no surprises, no overdrafts. EARN 5% CASH BACK WHEN YOU PAY OVER TIME The more bills you run through Sublime, the more you earn back. Get paid, to pay your bills. AI THAT LOWERS YOUR BILLS AUTOMATICALLY Sublime scans your accounts to find where you're overpaying, then applies discounts, promotions, and savings programs you qualify for. You don't haggle, call customer service, or compare quotes — Sublime does it for you. WORKS ON THE BILLS YOU ALREADY PAY Cell phone and internet Auto and home insurance Electricity, gas, and water Childcare and daycare Streaming and subscriptions BUILT FOR YOUR PEACE OF MIND Bank-level encryption. Clear pricing. No hidden fees. You're always in control of what gets paid and when. Download Sublime and start paying less for the bills you can't avoid.
Splitit Go
Manage installment payments with a mobile-first point-of-sale experience. This app offers speed, clarity, and control for merchants, simplifying complex installment management into an intuitive workflow for in-store or on-the-go use.
- Real-time installment control
- Mobile-first point-of-sale
- Intuitive workflow
- In-store and on-the-go management
- Speed and clarity
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The Real-Time Command Center for Installment Commerce Transform how you manage installment payments with Splitit Go - a mobile-first point-of-sale experience designed for modern merchants who need speed, clarity, and control. Whether you are in-store or on the go, Splitit Go turns complex installment management into an intuitive workflow.
Screenshots
Verdict
The clearest difference is update cadence: Pay with Sublime at every 9 days against Splitit Go's every 6 months. Pay with Sublime also leads on ratings volume (157 vs 1). Splitit Go's advantage is rating (5.0 vs 4.7) and review sentiment (100% vs 86%). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Splitit Go holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Pay with Sublime has 157 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 86% of Pay with Sublime's written reviews are positive against 100% of Splitit Go's.
Pay with Sublime ships an update every 9 days, Splitit Go every 6 months. The most recent releases landed on September 21, 2026 and September 15, 2026 respectively.
| Parameter | Pay with Sublime | Splitit Go |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (157 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 85.7% of reviews | 100.0% of reviews — better |
| Number of ratings | 157 — better | 1 |
| Update frequency | Every 9 days — better | Every 6 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 18.5 | 15.0 — better |
| Further details — not scored | ||
| Size | 61 MB | 43 MB |
| Age rating | 17+ | 4+ |
| Developer | Sublime Payments Company | Splitit USA Inc |
Customer experience
Pay with Sublime
Splitit Go
In-app purchases
Pay with Sublime
No in-app purchases
Splitit Go
No in-app purchases
Questions
Is Pay with Sublime free?
Is Splitit Go free?
Which has better reviews, Pay with Sublime or Splitit Go?
Do Pay with Sublime or Splitit Go have ads?
Which is updated more often, Pay with Sublime or Splitit Go?
Other comparisons
