Best App For Paying in SEA
very beautiful art inside the app and a seamless payment experience
people are very surprised that i can pay with qr code despite being a foreigner in VN!
This app simplifies payments for travelers in Southeast Asia by allowing you to top up a digital wallet and pay using local QR codes. Avoid ATM fees and unfavorable exchange rates while enjoying secure transactions.
2.2.0
August 25, 2026
UI/UX Improvements
PayMoji currently supports payments in Vietnam and the Philippines. Thailand and Cambodia are planned for future releases, along with many other countries.
You can instantly top up your PayMoji wallet using Google Pay, Apple Pay, bank transfers, or your home credit/debit card.
Yes, PayMoji offers bank-grade security and privacy. Your funds remain under your control and your financial data is secured using industry-leading encryption.
No, PayMoji provides transparent rates. You will see the exact exchange rate and any low, flat fees before confirming a payment, ensuring honest pricing.
PayMoji is designed to help you avoid ATM nightmares. It allows you to pay directly using QR codes, eliminating the need for cash withdrawals and associated fees.
PayMoji enables you to pay using native QR codes accepted by merchants. This means you can pay at restaurants, cafes, markets, and transport hubs if they accept QR code payments.
The latest version of PayMoji is 2.1.3, and it was last updated on August 11, 2026. Updates typically occur regularly to introduce new features and improve performance.
PayMoji has an age rating of 17+, indicating it is intended for mature users due to its financial transaction capabilities.