
PayoffPath: Debt Payoff
Snowball Planner & Calculator
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Free
In-App Purchases
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About
Your debt payoff planner and snowball calculator — private, with no bank login and no account. Nothing leaves your phone.
Add your loans and cards, pick a payoff strategy, and see the exact date you become debt-free. Then track your budget, spending, accounts, and net worth — everything in one place. Every payment brings your debt-free date closer.
WHY PAYOFFPATH
• See your debt-free date — a clear countdown, not a spreadsheet
• Snowball or avalanche — pick the strategy that fits you
• Balances that stay correct — log payments and extra payments without breaking your plan
• Snowflakes — throw any spare amount at your debt and instantly see how many days sooner you finish
• Balance-transfer simulator — see if moving a balance actually saves you money
• Budget & spending — track where money goes and turn savings into debt payments
• Bills & subscriptions — spot the "zombie" subscriptions quietly draining you
• Lent & borrowed — track money friends owe you (and what you owe), all private
• Net worth & trends — one clear picture of where you stand
• Future visualizer — see what your freed-up money could grow into after you're debt-free
• Notes, statement scanner, widgets & Live Activity, PDF export
PRIVATE BY DESIGN
• No bank login and no account — ever
• No ads, no tracking, no analytics
• Your data stays on your iPhone, synced only through your own private iCloud
• "Data Not Collected" on our App Store privacy label — verify it yourself
PAYOFFPATH PRO
Unlock everything with PayoffPath Pro — $2.99/month or $19.99/year, with a 14-day free trial. Payment is charged to your Apple ID. Subscriptions renew automatically unless cancelled at least 24 hours before the period ends; manage or cancel anytime in your Apple ID settings.
Questions or ideas? Email support@duetrack.bd
Privacy Policy: https://sites.google.com/view/privacypolicyofpayoffpath/home
Terms of Use: https://sites.google.com/view/terms-of-service-of-payoffpath/home
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What's New in PayoffPath
1.2
October 5, 2026
• Private AI Quick Add — log in one line; works offline, nothing leaves your phone • Built for iPad — two-column layouts on every main screen • Light, Dark or Auto, right in Settings • Smoother, livelier animations throughout • Fixes and polish
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Subscriptions & In-App Purchases
PayoffPath Pro (Monthly)
Unlock every PayoffPath feature.
$2.991 Month
3 Days trial





