Best Payoo alternatives: apps like Payoo

10+ similar apps compared and reviewed

3.6 avg rating
10 free apps
Updated October 2026
Payoo
Payoo
VIET UNION ONLINE SERVICES CORPORATION

Looking for something like Payoo? We've analyzed 10+ similar apps to help you find the best alternative. Each app is compared by ratings, features, and real user reviews, so you can make the right choice.

Top Alternatives to Payoo

3.3(23 ratings)
Free
Ví VTC Pay screenshot 1
Ví VTC Pay screenshot 2
Ví VTC Pay screenshot 3
Ví VTC Pay screenshot 4
Ví VTC Pay screenshot 5

This digital wallet facilitates easy payment for essential services like electricity, water, and internet, alongside mobile top-ups and flight bookings. It offers convenient QR code payments and seamless money transfers, deposits, and withdrawals within the app.

OCTO by CIMB Vietnam#2

OCTO by CIMB Vietnam by CIMB Bank (VN) Ltd.

Ngân Hàng Số Thông Minh
Strong Contender
💰 Finance
3.2(13 ratings)
Free
OCTO by CIMB Vietnam screenshot 1
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Open a bank account and get a VISA card entirely online with eKYC. Enjoy 24/7 digital banking convenience for card management, bill payments, and secure transactions. Offers free services for debit card users.

More apps like Payoo

4
mPoS.vn
mPoS.vn
mPoS.vn
mPoS.vn -Where payment matters
Free

This app offers a comprehensive payment solution for individuals and businesses, supporting various payment methods like credit card installments, QR codes, and mobile top-ups. It facilitates card swipes through a dedicated device and accepts all major card types.

0% installment paymentsCredit card swipe paymentsQR-Code payments
💰 Finance
(6)
free
5
digimi - Ngân hàng số
digimi - Ngân hàng số
digimi - Ngân hàng số
Ngân hàng Bản Việt
Free

This digital banking app allows users to open accounts in under a minute using eKYC and log in securely with biometrics. It facilitates easy transfers, bill payments, mobile top-ups, and card registration, offering a fee-free banking experience.

Instant account opening with eKYCBiometric and Smart OTP authenticationSeamless money transfers
💰 Finance
(25)
free
6
VNPAY App
VNPAY App
VNPAY App
Simplify your life
Free

This app is a comprehensive payment and shopping platform integrating transportation, entertainment, and retail. It offers multiple secure payment options and a wide range of services for daily life, including shopping, booking travel, and purchasing entertainment tickets.

Multiple secure payment methodsQR code scanningOnline shopping on VnShop
💰 Finance
(660)
free
7
Ví Appota - Giải trí tích điểm
Ví Appota - Giải trí tích điểm
Ví Appota - Giải trí tích điểm
by APPOTAPAY JOINT STOCK COMPANY
Free

This app is a digital wallet offering various convenient services like mobile top-ups, bill payments, and online service transactions. Users can earn points for rewards, enjoy discounts, and participate in mini-games. It provides secure and easy money transfers and withdrawals.

Mobile top-up and data rechargeBill payment (electricity, water, internet)Online service payments
💰 Finance
(114)
free
8
VNPAY Merchant
VNPAY Merchant
VNPAY Merchant
by VNPAY JSC
Free

Manage outstanding payments, access a variety of utility services, and earn rewards through a loyalty program. This app allows partners to conveniently handle financial transactions and access a wide range of services.

Manage outstanding paymentsAccess utility servicesEarn rewards through loyalty program
💰 Finance
(76)
free
9
HSBC Vietnam
HSBC Vietnam
HSBC Vietnam
Secure and Easy Mobile Banking
Free

Manage your finances securely and conveniently with this mobile banking application designed for customers in Vietnam. Perform transactions, pay bills, transfer funds, and manage your cards with ease, all from your smartphone.

Open new accountsBill paymentsInstant fund transfers (NAPAS 247, VietQR)
💰 Finance
(960)
free
10
HD Saison
HD Saison
HD Saison
by HD SAISON FINANCE CO.,LTD
Free

This app offers a convenient and secure way to apply for consumer loans directly from your smartphone. Easily select loan amounts, provide identification, choose disbursement methods, and complete your application process anytime, anywhere.

24/7 loan applicationFree registration and profile reviewSimple loan procedures
💰 Finance
(8)
free