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Payphone: App para cobrar

Payphone: App para cobrar

by PayPhone ®

821 ratings
36 reviews
💼 Business
💰 Finance
Free

Details

Released
October 13, 2015
Updated
October 12, 2026

Features

Developer

PayPhone ®
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About

This app allows entrepreneurs and professionals to easily accept payments via mobile phone without needing a physical card reader. It supports various payment methods, including card links, QR codes, and transfers, with expanded support for Diners and Discover cards.

✓Accept card payments
✓Generate payment links
✓QR code payments
✓Send and receive transfers
✓Digital wallet
✓Manage transactions and balances
Show original description

What users say about Payphone

Reviews of Payphone are mostly negative: the Finance app is rated 4.7/5 from 821 App Store ratings. What users like most: easy to use and user-friendly interface, no commissions on transfers. Top complaints: extremely slow withdrawal processing times, account blocking without clear justification. Summarized from real user reviews.

Positive things

  • 👍Easy to use and user-friendly interface
  • 💰No commissions on transfers
  • 🚀Fast payment processing with linked cards
  • 💡Innovative payment solution for Ecuador market
  • ✅Reliable service for long-term users

Negative things

  • ⏱️Extremely slow withdrawal processing times
  • 🔒Account blocking without clear justification
  • 💸Unauthorized charges and hidden fees
  • 📞Unresponsive and ineffective customer support
  • 🚫Funds retention without proper explanation
  • ⚠️Fraudulent transaction handling favors customers over merchants
  • 🔐Inability to remove stored bank card information
  • ❌Limited merchant acceptance for balance payments
  • ⏳Excessive wait times (15-60 days) for dispute resolution
See all reviews

What's New in Payphone

5.1.0

October 12, 2026

Payphone se renovó - Nuevo diseño: más simple, más claro y más rápido para cobrar. - Nueva sección Mis finanzas: mira tus ingresos, gastos y el desglose de tu dinero (recargas, retiros, links cobrados y pagos recibidos) en un solo lugar. - Mejoras en los flujos de cobro con QR y link de cobro.

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User reviews

Most RecentHighest RatedLowest Rated

not work correctly

its the third time the app charge me without even pressing the button
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Cobros

Funciona excelente la aplicación para cobros en mi negocio, solo faltaría ampliar el cupo diario de cobro
chrispatofchrispatof

Response from developer

Hola Chris, me alegra brindarte soluciones seguras para tu negocio :) Sobre ampliar el cupo, contáctate con mi equipo de soporte para revisarlo.

Scam! Stay Far Away

Complete Scam! Lost money and their CCO beats women.
Camb0iCamb0i

Response from developer

Hi, thank you for sharing your experience. I'm here to help review your case. Please reach out to us at https://help.payphone.app/hc/es with your account details so our team can assist you directly. Thank you.

Mal servicio

Te retienen el dinero solo por preguntar cuando se va a hacer efectivo y te lo quieren devolver después de 15 días
ValucitavaluValucitavalu

Response from developer

Hola Valucita, lamentamos tu experiencia. Las retenciones responden a procesos de verificación de seguridad. En nuestro canal de soporte https://help.payphone.app/hc/es estamos para ayudarte en lo que necesites.

Retiros

Se demora mucho tiempo en hacer un retiro de dinero
DamianmorenoDamianmoreno

Response from developer

Damian, es lo que el sistema bancario permite en transferencias desde Payphone. =)

See 31 more reviews

Developer apps

PayPhone Business
PayPhone Business

by EcuaPayPhone C.A.

💼 Business

(4)

Free
See developer apps

User experience

🐞

Reported Bugs

6 issues

SMS confirmation and call verification not arriving during registration

Bug

Password creation rejects valid characters

Bug

Login process extremely slow and unresponsive

Bug

Payment processing failures despite account validation

Bug

App freezes during registration

Bug

Inconsistent error messages and denial responses

Bug
✨

Requested Features

5 requests

Apple Wallet integration

Feature

Optimization for larger phone screens (iPhone 6 Plus+)

Feature

More detailed app update descriptions

Feature

Better merchant network expansion

Feature

Balance payment acceptance at more locations

Feature

FAQ

What does this app do?

This app allows entrepreneurs and professionals to accept payments directly from their mobile phones. It offers a simple and modern way to collect payments without requiring a physical card reader. You can accept payments via card links, QR codes, and transfers.

What payment methods are supported?

The app supports payments with VISA, Mastercard, Diners, and Discover cards. You can also send and receive money through transfers to any person via your digital wallet.

Is this app free to use?

Based on the provided information, the app is free to download and use. There are no mentions of subscription fees, in-app purchases, or advertisements.

Who is this app designed for?

This app is perfect for entrepreneurs and professionals who need a simple, modern, and efficient way to collect payments from their mobile devices. It streamlines the payment process for businesses of all sizes.

How can I accept payments with this app?

You can accept payments in three main ways: by creating a payment link to send via WhatsApp or social media, by displaying a QR code for in-person payments, or by making and receiving transfers to anyone.