PCB Lending

PCB Lending is Phelps County Bank's mortgage toolkit — built for our Loan Officers, and shared with the Realtors, homebuyers, and clients they work with every day. PCB Lending calculates mortgage payments with pinpoint accuracy across FHA, VA, USDA (Rural), and Conventional loans, and handles the details of Mortgage Insurance (MI) so you don't have to do the math yourself. It's a simple tool built for a complex process — personalized around the PCB Loan Officer you're working with. Borrowers, homebuyers, refinancers, and Realtors don't always have the complex calculations required to accurately estimate a payment memorized. PCB Lending does the math and lets you save your calculations so you can compare options and make a confident decision about what's right for you. What you can do with PCB Lending: Calculate mortgage payments for FHA, VA, USDA (Rural), Jumbo and Conventional loans Estimate Mortgage Insurance (MI) costs Save calculations to revisit or compare later Scan documents — capture a photo, auto-detect the edges, correct the perspective, and combine multiple pages into a single password-protected PDF Quickly verify your income, employment, and assets, and access your tax transcripts — all in one place, right from your phone Text or share calculations and documents directly with your PCB Loan Officer Disclaimer: Loan Officers represented by this app are Phelps County Bank employees and Equal Housing Opportunity Lenders. Calculations performed using this calculator are estimates, provided for your convenience, and are not guaranteed financing. Your actual rate, payment, and costs may be higher or lower based on your credit qualifications, property, loan amount, and other factors. Obtain an official Loan Estimate for specific loan terms, costs, and disclosures before making a financing decision. Phelps County Bank — 100% Employee-Owned, Member FDIC.