No more stress
I’ve been stressed about saving and missing my goals but this make it easy stress free and haven’t missed a single day yet
Free
In-App Purchases
About
Build better financial habits with daily, simple actions. Log small savings, investments, or debt payments to track progress towards your goals without complex dashboards or overwhelming data.
✓Daily financial habit nudges
✓Log savings, investments, debt payments
✓Simple tracking, no complex dashboards
✓Focus on small, smart money moves
✓Track progress towards financial goals
✓Build wealth and reduce debt
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What's New in Penny
1.2.1
May 1, 2026
- Updated Locales (Japan) - Updated screenshots - Updated onboarding login
MoreSubscription plans
Penny Premium Annual
Full access to all features, billed annually
$34.991 Year
5
In-App Purchases
$79.99
Penny Lifetime
Full access to all features forever, one-time payment
User reviews
Developer apps
FAQ
What is Penny's primary function?
Penny is designed to help users build good financial habits by encouraging small, consistent daily actions like saving, investing, or making debt payments. It focuses on simplicity and tracking progress towards financial goals without overwhelming users.
What are the subscription options for Penny Premium?
Penny offers two subscription plans: Penny Premium Monthly at $2.99 per month and Penny Premium Annual at $34.99 per year. These plans likely unlock additional features or benefits beyond the free version.
How does Penny ensure user financial security?
While the provided data does not detail specific security measures, Penny is a finance-focused application, and users typically expect robust security protocols for handling financial information. It is available on iOS devices.
What types of financial actions can I log in Penny?
You can log simple, smart financial decisions such as saving a small amount (e.g., $20), making an extra loan repayment, or transferring funds to savings. The app encourages logging these actions to build a positive financial streak.
Is Penny suitable for users with student debt?
Yes, Penny is designed to work for various users, including students managing university debt. The app's focus on consistent small payments can help users chip away at debt faster over time.
How often is Penny updated?
The latest version of Penny is 1.2.1, and it was last updated on May 1, 2026. This indicates a relatively recent update, suggesting ongoing development and maintenance.
What devices is Penny available on?
Penny is available on iPhone, iPad, and iPod. It is designed for iOS users looking to improve their financial habits.
Does Penny have ads?
No, Penny does not have advertisements. This allows for an uninterrupted user experience focused solely on financial habit tracking.