Pennyjar: Savings Goal Tracker

Pennyjar is the record of what you set aside: a jar for every savings goal, the 52 week and 100 envelope challenges, and your emergency fund counted in months. You type in the numbers; Pennyjar does the math and shows how far you are. ONE APP, ONE TOTAL • Start with a goal, a challenge or your cushion; the other two are one tab away • Total set aside: what your goals and your challenges hold, added up on one card • When your next step is to set money aside for your cushion, one tap opens a new "Emergency fund" goal with the amount filled in GOALS AND JARS • A goal with a target fills up as you save; a jar without a target simply counts what is in it • Record each deposit and withdrawal with its date and a note; correct or delete an entry later • A jar cannot go below zero: a withdrawal larger than what it held on that day is refused • Reach it by a date: "Save $50 every week to get there by Jun 1, 2027." Or save a set amount: "At $75 every two weeks you will get there on Mar 14, 2027." • Every day, every week, every two weeks or every month; the plan is recalculated after each deposit • A reminder on the deposit days, at the time you choose; reminders are set again each time you open Pennyjar • A symbol and a color for each one 52 WEEK AND 100 ENVELOPE CHALLENGES • 52 weeks: a little more each week. Start at $1 and week 52 is $52, $1,378 in all. Or start with the largest amount, or save the same amount every week • 100 envelopes that hold 1 to 100 times your smallest amount, opened in any order. With $1 as the smallest they add up to $5,050 • Tap a week to mark it saved; see which week you are in and how many you have to catch up on • Started on paper? Say how many are done and they are marked for you • A weekly reminder, on the day and at the time you choose THE CUSHION: EMERGENCY FUND AND DEBT PAYOFF • Type in what you have set aside, a typical month (income, needs, wants) and what you owe • See how many months of spending your savings would last: under a month, short of your target, or covered • One next step at a time, in a fixed order: first the month in the black, last the cushion you chose, from 1 to 12 months. When the step is a debt, it names the one to start with • What is left free each month, and what your debts take • The rules of the plan are listed on a screen of their own, each with its source or marked as an assumption; the sources are US ones • A monthly reminder to bring your numbers up to date FREE Two goals or jars and one challenge at a time, with everything above. In the Cushion: your numbers, the months your savings would last, your next step and what is left free each month. PENNYJAR PRO — ONE PAYMENT, NO SUBSCRIPTION One purchase unlocks all three parts: • Goals and jars: as many as you like at the same time • Challenges: several at the same time, and custom challenges of 2 to 156 weeks with your own amounts • Cushion: the whole plan, step by step with dates; avalanche and snowball compared on your own debts, when two or more of them cost more than your savings earn and money is left free each month; the history of your runway • CSV export of every goal deposit and withdrawal, and of every challenge deposit A RECORD, NOT A BANK Pennyjar never holds or moves your money and has no link to a bank: it is the record of what you set aside, wherever you keep it. Amounts are shown in your region's currency. The plans leave out interest on your savings and taxes. No account, no ads. Your goals, challenges and numbers stay on your device; purchases go through the App Store. A calculation from your numbers, not financial advice. Terms of Use: https://iliafiliaev.com/pennyjar/terms/ Privacy Policy: https://iliafiliaev.com/pennyjar/privacy/