This app gamifies saving money by turning it into a fun daily habit. It helps users stay motivated to reach their financial goals through a visual tracker and engaging challenges. The app offers various saving modes and works completely offline.





202+ iOS apps curated and reviewed
100 Envelope Savings Challenge is the household name in 100 envelope savings challenge, but it's far from the only option. We track 202+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.
| # | App | Price | Rating | Ads | In-App Purchases | Updated |
|---|---|---|---|---|---|---|
| 1 | Free | 3.5★ (2) | Yes | No | Jul 2026 | |
| 2 | Free | 5.0★ (5) | No | No | Jul 2026 | |
| 3 | Free | 4.8★ (436) | No | Yes | Aug 2026 | |
| 4 | Free | 4.7★ (93) | No | Yes | Aug 2026 | |
| 5 | Free | 4.7★ (2.8K) | Yes | No | Aug 2026 | |
| 6 | Free | 4.8★ (8.8K) | Yes | Yes | Aug 2026 | |
| 7 | Free | 4.8★ (86K) | No | No | Aug 2026 | |
| 8 | Free | 4.8★ (71) | Yes | No | Aug 2026 |





This app gamifies saving money by turning it into a fun daily habit. It helps users stay motivated to reach their financial goals through a visual tracker and engaging challenges. The app offers various saving modes and works completely offline.






This app offers a unique savings method with 100 buttons, each representing a monetary amount to set aside. Users can choose intervals to mark buttons and accumulate a total of 5050 in their chosen currency. Customization options allow for adjusting button amounts to reach higher savings goals.




This app helps you achieve savings goals through a fun envelope challenge. You can either follow a pre-set 100-envelope challenge to save $5,050 or create your own custom savings plan with a set amount and number of envelopes.


This app helps you achieve your financial goals through interactive and customizable savings challenges. Track your progress visually, enjoy rewarding animations, and manage multiple savings plans simultaneously. It's designed to make saving money engaging and tailored to your personal style.


This app helps you save money by guiding you through a 52-week savings challenge. It manages your weekly deposit amounts and provides reminders to help you reach your savings goals.


This app helps you visualize and manage your savings goals with a personalized 3D money jar. It creates a savings plan, tracks your progress, and sends reminders to keep you motivated. Personalize your jar and enjoy a dark mode option for a rewarding saving experience.


Automate your savings, investments, and budgeting with intelligent rules based on your habits. Set unlimited financial goals, track progress, and even team up with a partner on shared objectives. Spend smarter with a dedicated debit card and real-time budget notifications.


This app helps you achieve financial goals through a structured savings plan. It offers a gradual progression system, allowing you to save a significant amount over a year with customizable weekly contributions and smart tracking tools.


This app digitizes the envelope budgeting system to help users track spending, save money, and manage their finances effectively. It offers features like early paycheck access, high-yield savings, and transaction notifications for comprehensive financial control.


This application helps users build a savings habit through various challenges and goal-setting features. It offers multiple saving methods, progress visualization, and reminders to keep users on track. The app is designed to be user-friendly and accessible, even offline.


This app helps users accelerate their savings through unique challenges that offer cash rewards and points. Earn points for progress, redeem them for chances to win more money, and access money-saving tips and articles. Build a habit to achieve your financial goals.


This finance app helps you reach savings goals by automatically setting aside money based on your income and spending. It also allows existing loan members to easily manage their accounts and payments within the app.


Manage your Thrift Savings Plan (TSP) account directly from your mobile device. Review your account summary, track investment performance, and make changes to your investment mix. The app also facilitates secure document submission and mobile check deposits for rollovers.


This app automatically saves money by linking to your bank account and setting personalized savings goals. It offers ways to accelerate savings through a marketplace and side hustles, allowing seamless fund transfers when goals are met.


This app guides you through a structured savings plan to accumulate over $1,300 in a year. It begins with small weekly contributions that gradually increase, helping you build savings for emergencies or specific goals.


Easily open a 529 college savings plan for your child. Invite family and friends to contribute to your child's education fund and watch savings grow tax-free. Get a recommended plan in minutes.


This app combines digital banking with a cash envelope budgeting system. It automatically divides your funds into separate digital accounts, allowing you to spend with purpose and track transactions in real-time. Enjoy enhanced security with a unique card authorization system.


This app offers cash back on groceries, gas, and prescriptions by simply uploading photos of your receipts. Discover new deals weekly on everyday items and popular brands, and earn rewards at participating gas stations. It's an easy way to save money on your regular purchases.


This app offers a simple and fast way to track expenses and income, helping users manage their finances and save money. It allows for organizing funds into separate accounts or spending envelopes, with features for recurring transactions and detailed monthly history.


This platform offers a comprehensive suite of tools for saving, investing, and managing your finances. It provides various savings options, from automated plans to goal-oriented saving, and allows secure investment in diverse assets with competitive returns. The service prioritizes security and transparency, with a proven track record and regulatory compliance.