Pennyroot: Budget Tracker

Pennyroot turns your budget into one calm number: what you can still spend today. Add an expense in seconds, and Pennyroot spreads what is left of your budget over the days remaining. Spend less today and tomorrow gets a little more room. TRACK • Accounts for bank, cash, cards, savings and loans, in any currency • Expenses, income and transfers with categories, tags, notes and payees • Type it the way you say it, like "coffee 4.50 yesterday" • Attach a receipt photo, and let Pennyroot read the total and date for you (Pro) • Optional location, with nearby payees suggested next time • Repeating transactions and bills, with reminders PLAN • Weekly, monthly, quarterly or yearly budgets, with your own month start day • Move money between budgets, or add a little extra for this period only • Carry over what is left (Pro) • Savings goals with progress • Credit card statements: what is due, and when • Shared ledgers: keep a household budget with family or flatmates, see who added what. Only the ledger is shared; your own accounts stay private (Pro to start, free to join) UNDERSTAND • Spending by category, money in and out, net worth • Calm insights: when a budget will run out at this pace, an unusual expense, a payment that looks like a subscription • PDF reports to share or print (Pro) EVERYWHERE YOU ARE • Widgets for the Home Screen and Lock Screen, and a Live Activity for what is left today • Add from a widget with one tap, without opening the app • Apple Watch app with complications and a quick add keypad • iPad app with a sidebar • Mac app with a menu bar view • Siri and Shortcuts • Mac only: let an AI app on your Mac answer questions about your money, read-only and off until you turn it on (Pro) YOURS ONLY Pennyroot has no account, no server of its own, no analytics, no ads and no tracking. Your records stay on your devices and in your own private iCloud. App Lock with Face ID and Hide amounts keep them private on screen too. Available in English, Turkish, German, Spanish, French, Italian, Portuguese, Dutch, Swedish, Polish, Russian, Japanese, Korean, Simplified and Traditional Chinese, Hindi, Indonesian, Vietnamese and Thai. PENNYROOT PRO The free version includes 2 accounts, 2 budgets, 1 goal and 3 quick add buttons, with iCloud sync, Apple Watch, widgets, CSV export and backups. Pennyroot Pro unlocks unlimited accounts, budgets and goals, every currency with daily exchange rates, carry over, CSV import, longer report ranges, receipt reading, PDF reports, the Mac AI assistant access and starting shared ledgers. Pro can be shared with your family through Family Sharing. • Pennyroot Pro Monthly: 1 month, auto-renewing • Pennyroot Pro Yearly: 1 year, auto-renewing, starts with a one-week free trial for new subscribers Payment is charged to your Apple Account when you confirm the purchase. The subscription renews automatically unless it is canceled at least 24 hours before the end of the current period, and your account is charged for renewal within 24 hours before that. You can manage or cancel it in your Apple Account settings. Any unused part of a free trial ends when you buy a subscription. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://unaltolga.github.io/pennyroot-site/privacy/ Support: https://unaltolga.github.io/pennyroot-site/support/