Pentos: Envelope Budget
Pay once. Private. Offline.
About
Manage your money with a private, offline envelope budgeting system. Assign funds to categories, track spending, and view financial reports. Your data stays on your device, offering complete control and security.
What's New in Pentos
1.0.3
September 3, 2026
Pentos 1.0.3 is a polish update. Screens with nothing to show yet now say why and offer the next step, a long-standing bug in finding schedules is fixed, and small refinements land across the app. Still no account, no cloud, no subscription. Your budget stays on your iPhone.
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FAQ
What is Pentos?
Pentos is a personal finance app that uses the envelope budgeting method. It allows you to assign your existing money to specific categories, track your spending against those categories, and view your financial status offline and privately.
How much does Pentos cost?
Pentos is a paid app, available for a one-time purchase of $2.99. There are no subscriptions or in-app purchases required after the initial buy.
Is Pentos secure and private?
Yes, Pentos is designed for privacy. It works entirely offline, makes no network connections, and collects no user data. Your financial information never leaves your iPhone.
Can I import my bank statements into Pentos?
Yes, Pentos supports importing bank statements via CSV, OFX, and QIF formats. The app can learn your account's column layout and automatically catch duplicate entries.
What devices does Pentos support?
Pentos is currently supported on iPhone. It is designed to work offline and privately on your Apple mobile device.
How often is Pentos updated?
The latest version of Pentos is 1.0.3, last updated on September 3, 2026. Updates typically focus on reliability and feature enhancements for the budgeting system.
Can I export my data from Pentos?
Yes, you can export your entire budget as a portable backup file that can be restored on another iPhone running Pentos, or as a plain CSV file for use in spreadsheets.
What is the age rating for Pentos?
Pentos has an age rating of 4+. This indicates it is suitable for a wide range of users, including younger individuals, due to its straightforward financial management features.