PerkPulse: Card Optimizer

PerkPulse: Card Optimizer

Get more from each credit card

7 ratings
4 reviews
Free
In-App Purchases

Details

Released
July 22, 2026
Updated
August 13, 2026
PerkPulse: Card Optimizer screenshot #1 for iPhone
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About

This app helps you maximize credit card rewards and benefits. It tracks reward rates, optimizes spending categories, and monitors recurring credits to prevent expiration. Discover new cards and compare options to make informed financial decisions.

✓Credit card reward rate tracking
✓Spending category optimization
✓Recurring credit tracking
✓Points valuation and redemption
✓Card recommendations
✓Side-by-side card comparisons
✓Wallet scoring and reports
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What's New in PerkPulse

1.0.2

August 13, 2026

Bug fixes and feature enhancements

2

Subscriptions & In-App Purchases

Pro

PerkPulse

$4.991 Month
1 Month trial
How to cancel PerkPulse subscription ⁉️

User reviews

$$$$$

Such a good saver for me

Best Finance App!

This app will help you maximize your benefits by helping you find the right card to use on any purchase. Very easy to use. Highly recommend!!!

Perk Optimization

I love how easy to navigate the tabs and uses of the app is.
Not only did it make me realize the annual fees I was paying without realizing they increased, but I was able to plan better to use benefits monthly.

Easy to use

Finally found a card management app that’s easy to sign up for and start using! I tried a couple before this one and they would bombard me after sign up with fees or annoying messages, this one just lets you get right to business. Solid app and very helpful.

FAQ

What is PerkPulse?

PerkPulse is a finance app designed to help users maximize their credit card rewards and track benefits. It offers features like reward rate tracking, spending optimization, and benefit expiration alerts.

How does PerkPulse track credit card rewards?

PerkPulse allows you to add your credit cards and view their reward rates at a glance. The optimizer feature helps you identify the best card for specific spending categories to maximize cashback.

Can PerkPulse help me track my credit card benefits?

Yes, PerkPulse has a Benefits Tracker that monitors recurring credits, such as dining or travel credits, to ensure you don't miss out on their value before they expire.

Does PerkPulse offer card recommendations?

PerkPulse provides card recommendations based on your financial goals and the cards you already possess. It also offers side-by-side comparisons to aid in choosing new cards.

What are the Pro features in PerkPulse?

The Pro features, available for $4.99/month or $34.99/year, include unlimited card wallet, full benefits tracking, benefits expiry alerts, transfer bonus alerts, and annual fee alerts. A 1-month free trial is offered for both subscription plans.

Is PerkPulse secure?

While the description does not explicitly detail security measures, financial apps typically employ robust security protocols to protect user data. Users should always review an app's privacy policy for specific information.

What devices does PerkPulse support?

PerkPulse is available on iPhone and iPod devices. It was last updated on July 23, 2026, with version 1.0.

Does PerkPulse have ads?

Based on the provided data, PerkPulse does not have advertisements.