Sable Spend vs PerkPulse

Give every dollar a job, see your real net worth, and pay your Zakat with confidence. Sable puts every account, budget and goal in one private app, in US and Canadian dollars. SEE YOUR NET WORTH, CLEARLY • Link checking, savings, credit cards, 401(k), IRA and investment accounts at 12,000+ banks in the US and Canada through Plaid • Add manual accounts for anything else: cash, property, a car loan • Net worth history and a forecast that shows when you reach your goals ZERO-BASED BUDGETS THAT MATCH YOUR REAL SPENDING • Sable suggests budgets from your actual spending, so you start in minutes • Every transaction is categorized for you, with rules you control • Bills and subscriptions are found for you, so forgotten charges stop SAVINGS GOALS YOU CAN FUND • Set goals for an emergency fund, a home, a trip or a new car • Assign money from real accounts and see the time to each goal ZAKAT AND HALAL TOOLS (OPTIONAL) • Zakat calculator with live gold and silver prices for an accurate nisab • Uses your real account balances, not a guess • Ethical spending report that shows spending at flagged companies MONEY FOR TWO • Create a household and share accounts, budgets and goals with your partner • See how you do together and one by one CANADIAN AND US DOLLARS, DONE RIGHT • Each account keeps its own currency • Totals convert at live exchange rates, in the currency you choose ASK YOUR MONEY ASSISTANT • Ask "Where did my money go this month?" or "Can I afford this trip?" • Answers come from your own transactions, and the assistant can set up budgets and goals for you PRIVATE BY DEFAULT • Bank connections are read-only, through Plaid. Sable never sees your bank password • Your data is encrypted and never sold • Your AI chats are never used to train models Sable is a personal finance tool. It is not a bank or a financial advisor. Also on the web at www.sablespend.com Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

PerkPulse helps you get the most out of each of your credit cards; never leave money on the table again. Add your cards once and PerkPulse does the math so you don't have to. What PerkPulse does: Wallet — see all your cards and their reward rates at a glance Optimizer — tap any spending category to instantly see your best card and the exact cash back percentage Benefits Tracker — track recurring credits so you never let a $10 dining credit or $300 travel credit expire unused Points Portfolio — see what your Amex, Chase, Capital One or other bank points are worth and what you could redeem them for Card Recommendations — get card recommendations based on your goals, and the cards already in your wallet Card Comparison — See side by side comparisons on credit cards to help you decide which one you want next or to keep Summary — Get a score for your wallet, quarterly and yearly reports and more Pro features ($4.99/month or $34.99/year): - Unlimited card wallet - Full benefits tracking - Benefits expiry alerts - Transfer bonus alerts - Annual fee alerts Terms of Use (EULA): http://www.apple.com/legal/itunes/appstore/dev/stdeula