Sable Spend vs Necessary

Give every dollar a job, see your real net worth, and pay your Zakat with confidence. Sable puts every account, budget and goal in one private app, in US and Canadian dollars. SEE YOUR NET WORTH, CLEARLY • Link checking, savings, credit cards, 401(k), IRA and investment accounts at 12,000+ banks in the US and Canada through Plaid • Add manual accounts for anything else: cash, property, a car loan • Net worth history and a forecast that shows when you reach your goals ZERO-BASED BUDGETS THAT MATCH YOUR REAL SPENDING • Sable suggests budgets from your actual spending, so you start in minutes • Every transaction is categorized for you, with rules you control • Bills and subscriptions are found for you, so forgotten charges stop SAVINGS GOALS YOU CAN FUND • Set goals for an emergency fund, a home, a trip or a new car • Assign money from real accounts and see the time to each goal ZAKAT AND HALAL TOOLS (OPTIONAL) • Zakat calculator with live gold and silver prices for an accurate nisab • Uses your real account balances, not a guess • Ethical spending report that shows spending at flagged companies MONEY FOR TWO • Create a household and share accounts, budgets and goals with your partner • See how you do together and one by one CANADIAN AND US DOLLARS, DONE RIGHT • Each account keeps its own currency • Totals convert at live exchange rates, in the currency you choose ASK YOUR MONEY ASSISTANT • Ask "Where did my money go this month?" or "Can I afford this trip?" • Answers come from your own transactions, and the assistant can set up budgets and goals for you PRIVATE BY DEFAULT • Bank connections are read-only, through Plaid. Sable never sees your bank password • Your data is encrypted and never sold • Your AI chats are never used to train models Sable is a personal finance tool. It is not a bank or a financial advisor. Also on the web at www.sablespend.com Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Necessary helps you understand everyday household spending without forcing every dollar into an envelope. Add the money available for each pay period, record your purchases, and quickly decide whether each transaction was necessary, not necessary, or should be excluded. Necessary keeps the amount you could have saved visible, helping your household reduce impulse spending while leaving planned purchases out of the way.